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New Islamic Product of the year - Euromoney 2007

A unique Shari'ah Compliant Overdraft Funding Facility for corporate clients to provide financing solutions in compliance with Shari'ah laws. The Product stands out as an innovative offering in the realm of Islamic finance.

The product structure is based on Mudarabah contract, which requires that the overdraft facility be used for financing Shari'ah compliant business activities only. A 'Feasibility Report' to be provided by the Mudarib stating the expected profit in light of the past performance. This becomes a part of the Mudarabah agreement.

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Figure 1 below illustrates the program structure:

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Alternatively, visit one of our ADCB branches, or call our 24-hour Contact Centre on 800 MEETHAQ for more information.

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Al Nokhitha Fund NAV as of 31/12/2008 is AED 3.388 up 2.975 % from 30/12/2008

ADCB MSCI UAE Index Fund NAV as of 31/12/2008 is AED 3.416 up 2.292 % from 30/12/2008

ADCB MSCI Arabian Markets Fund NAV as of 04/01/2009 is USD 4.403 up 1.364 % from 31/12/2008

Al Basha'er Fund NAV as of 30/11/2008 is USD 8.729016 down 8.134 % from 31/10/2008