At ADCB, Cash Management is approached as an exact science.

As no businesses are the same, needs assessments are conducted to take account of a company's unique cash history, present operations and future plans. Through detailed consultation, our client-focused specialists with 70 years combined Cash Management expertise compile a holistic picture of all aspects of a business' cash requirements, devising appropriate products and services. Our on-the-ground implementation team ensures successful product delivery with full after-sales product support.

Based on the three core functions of product development, sales and implementation, our Cash Management Division serves government entities, large corporates and small and medium commercial enterprises. Our suite of products includes:

• Account Management   Details
• Liquidity Management   Details
• Transaction Management (Collections and Payments)   Details
• Channel Management (Account and Information Reporting, and Transaction Initiation)   Details

Account Management

The key to success relies on having reliable account structures in place to allow optimum management of fund flows and to maximise the use of corporate cash reserves. Our Account Management solutions provide simplified account administration, efficient monitoring and control of cash flows, reduction in back-office workload and enhanced account structures for streamlined reconciliation.

Liquidity Management

Our Liquidity Management solutions focus on increasing funds availability and provide ease and flexibility in managing outstanding deposit balances with ADCB. Our solutions include the installing of effective cash flow management, maximising returns in surplus or idle cash, and reducing borrowings, cost of borrowing and overdraft charges.

Transaction Management

ADCB's accounts receivable management tools enhance collection control to provide best use of valuable company resources. These solutions offer cost-effective funds collection, reduced clearing cycle, improved settlement of outstanding receivables and greater credit control.

On the payments side, ADCB's paper-based and electronic solutions focus on daily transaction banking requirements, offering streamlining of processes, cost-reduction, risk-minimisation, comprehensive services for domestic and cross-border payments, and structures for prompt and accurate payments.

Channel Management

ADCB Channel Management solutions provide information delivery and transaction initiation through multiple channels: fax, email and Internet that achieve a seamless and flexible interface between client and bank.

Its user-friendly, secure framework promotes ease of banking and enhanced reliability. ADCB Channel Management solutions provide delivery capabilities that facilitate specific client requirements for data delivery and transaction initiation.

We are constantly developing our Cash Management capabilities to provide the finest and most reliable range of Cash Management solutions and meet the growing demands of our clients.

Our Cash Management services are backed by the bank's sound asset structure, its investment in cutting-edge technology solutions, team of highly experienced and motivated corporate banking personnel, in-depth local knowledge and ADCB's extensive region-wide branch network.

Schedule of fees

For more information, please contact your ADCB Relationship Manager or Cash Management Product Specialist.