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News Article

27 November 2005

More State-of-the Art Branches from ADCB

In line with its Board of Directors strategic vision and in a clear indication of its commitment to playing a major leading role in the economic development of Abu Dhabi and the UAE in general, ADCB recently inaugurated three new branches in the Emirates Mall, Dubai Internet City and Buhaira, Sharjah.

'The new branches prime locations coupled with state-of-the art design, dedicated staff, innovative products and personalized services are a testament to our ongoing commitment towards making our customer's banking experience valuable and mutually profitable' said Eirvin Knox, CEO of ADCB.

Endeavoring to position itself as a flexible facilitator that allows the customers to dictate what they want at any point in time in terms of the branch, the products and the level of service, ADCB developed its new branches with a state-of-the-art creative design concept that delivers on ADCB's focus to continually provide innovative customer orientated products and services.

'Our commitment is to always embrace the new developments in the economy and meet the demands in the financial market to expand our existence and enhance our customers' satisfaction', added Knox.

ADCD has recently also launched its Excellency**Wealth Management** program the most prestigious Wealth Management proposition to cater to the needs of the High Net Worth individuals, complemented by ADCB@ctive product which is one of the most comprehensive, easy- to- use and robust Internet banking platforms today.

Abu Dhabi Commercial Bank - ADCB is a diversified full service bank. Other than banking services that span corporate, retail and commercial banking ADCB is active in the areas of treasury derivatives, infrastructure finance, private banking and wealth management.

Since 1985 ADCB has reported successive years of record profits and consistent growth. Our approach is driven by the ability to create value for our customers by leveraging our skills and expertise. Amongst UAE banks, ADCB has the second largest deposit base with total assets as at 30/09/2005 of AED 50.4 billion and FY05 first nine months net profit of AED 1,425million.

Our strong franchise, supported by a network of 40 UAE branches and 2 in India is reflected in our recent rating of Aa3, which is the highest awarded to a bank instrument in the Middle East.

The Government of Abu Dhabi, through Abu Dhabi Investment Authority (ADIA), holds 65% of the capital while the rest is held by various UAE Institutions and Nationals. ADCB's market capitalization as of 30/09/2005 was AED 59 Billion (US$16.1 Billion).

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