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News Article

25 October 2005

ADCB To Give Away One Million Dollars.

In an unprecedented move by any bank in the UAE, ADCB today announced the launch of Million Dollar Dreams.

A product that will excite the whole nation, Million Dollar Dreams promises to instigate investor's interest while giving one person in five thousand the opportunity to win One Million Dollars.

According to ADCB, there are major differences between Million Dollar Dreams and other similar products in the market, and it is these differences that make it so appealing.

Firstly, the winning amount is in US Dollars and not Dirhams, meaning that the winner will become a millionaire in the true sense of the word.

Secondly, with one winner in 5,000, the chances of winning are higher than with other products.

But most importantly, when you invest in Million Dollar Dreams you still earn guaranteed interest of 2% p.a over the one year tenure of the Million Dollar Deposit.

ADCB's Head of Consumer Banking, Mr. Alaa Eraiqat says' "We wanted to create a product that really captured the imagination of the people - not just our customers - but everyone. We believe that an investment that pays interest while giving customers the opportunity to win One Million Dollars is exactly that kind of product. Million Dollar Dreams will appeal to the cautious investor who will still want to see a return, but he will also be thrilled by the possibility of becoming wealthier than he ever imagined."

Million Dollar Dreams is open to both ADCB and non-ADCB customers. The minimum investment to enter Million Dollar Dreams is AED 30,000 or US $ 10,000, and the process to enter couldn't be simpler. Every additional certificate entitles the customer to increasing his chance of winning a Million Dollars. You can invest at any of ADCB's 40 branches, call 800 2030 or visit the bank's website at www.adcb.com

About ADCB:

Abu Dhabi Commercial Bank - ADCB is a diversified full service bank. Other than banking services that span corporate, retail and commercial banking ADCB is active in the areas of treasury derivatives, infrastructure finance, private banking and wealth management.

Since 1985 ADCB has reported successive years of record profits and consistent growth. Our approach is driven by the ability to create value for our customers by leveraging our skills and expertise. Amongst UAE banks, ADCB has the second largest deposit base with total assets as at 30/09/2005 of AED 50.4 billion and FY05 first nine months net profit of AED 1,425million.

Our strong franchise, supported by a network of 40 UAE branches and 2 in India is reflected in our recent rating of Aa3, which is the highest awarded to a bank instrument in the Middle East.

The Government of Abu Dhabi, through Abu Dhabi Investment Authority (ADIA), holds 65% of the capital while the rest is held by various UAE Institutions and Nationals. ADCB's market capitalization as of 30/09/2005 was AED 59 Billion (US$16.1 Billion).

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