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ChequebooksCurrent A/CAll-in-1 A/C
1st ChequebookFreeFree-One-cheque book a month
Additional ChequebooksAED30AED30-additional in the same month
Cheques payable at centres where Central Bank clearing facility is not availableAED20 
Cheques returned (per instrument/cheque)AED200 
Special clearing:
Inward (per instrument/cheque)AED100 
Outward (per instrument/cheque)AED100 
Stop payment (per instrument/cheque)
(to include outward remittance charges as well)		AED100 
Counter cheques - cash withdrawalAED50 
Cash deposit/withdrawal in relevant foreign currency0.50% (flat) or min AED25 or equivalent 
Statement of account (per cycle)Free 
Duplicate statement of account (per cycle)
Up to 3 monthsAED 25 
3-12 monthsAED5 per page 
Over 12 monthsAED50 per page 
Utility bill payment through:
Bank counterAED10 per bill 
ATM/ Phone bankingFree 
ADCB @ctiveFree 
E- Dirham smart cardAED2 
Cheque photocopyAED25 
Account closureAED100 
Standing instructions:
Setting Up/amendment/cancellationAED25 
Favouring other banksAED25 + cost as applicable 
Penalty fee for insufficient funds to meet paymentAED50 

1) Note : The cheque charges are only applicable to accounts having chequebook facility
2) Note : Semi-annual processing fees to be charged in June and December
3) Note : Account closure charges for accounts closed within 6 months of opening.
4) Note : Utility bill payement facility for Abu Dhabi Distribution Company (ADDC) is available for free on ADCB@ctive and only at the following branches:
(i) Corniche Branch  (ii) Zayed Town Branch  (iii) Al Ain Main Branch