• Grand prize of AED 2,000,000 every six months (June and December)
• 1 prize of AED 1,000,000 every month (except June and December)
• 1 prize of 1 KG Gold every quarter
• 1 car winner every six months
• 1 prize of AED 25,000 every month (Exclusively for customers under the age of 18) *
• 1 prize of AED 25,000 every month (Exclusively for Women) *
• 1 prize of AED 25,000 every month (Exclusively for Senior Citizens) *
• 1 prize of AED 25,000 every month (Exclusively for Families) *
• 10 prizes of AED10,000 every month

*Below are the definitions of the Exclusive prizes:

• Minor customers: Customers under the age of 18
• Women: This refers to individuals of the female gender aged 18 and above
• Senior Citizens: Typically defined as individuals aged 60 years and above
• Families: Guardians with minors and those under the Family Banking proposition

• Debit Card with instant access to your money
• Earn profit from your savings, declared and paid quarterly
• For every extra AED 1,000 that you save over the initial AED 5,000, you get an extra prize draw entry
• Emirati Millionaire Savings Accounts can be opened for children but needs to be managed by the parent or legal guardian.

Opening an Emirati Millionaire Savings Account is quick and easy!

ADCB Mobile Banking App

• Log in to ADCB Mobile Banking App
• Click on ‘Open Now’ under ‘Need an additional account?’ that is located below the Account Summary or Account Listing
• Click on ADCB and proceed with your preferred Emirati Millionaire Savings Account

ADCB Personal Internet Banking

• Log in to ADCB Personal Internet Banking
• Click on 'Open New Account' on the left navigation bar
• Select ‘Emirati Millionaire Saving Account’ from the drop box
• Complete the Online Emirati Millionaire Saving Account application form. This will generate your account number online

To view the full list of winners, click here.

To view the fees and charges, please click here.

Profit distribution ratio between the Bank (as Mudarib) and depositors/account holders (as Rab Al Maal) shall be as follow

• 85% :Mudarib
• 15% :Rabb Al Maal

To know more, please visit adcbislamic.com/weightages.

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.

Click here to view the frequently asked questions.

To view the Fatwa, please click here.