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Millionaire Destiny Savings

Millionaire Destiny Savings<br> Account

Millionaire Destiny Savings Account (MDSA) – win 111 prizes worth AED 1.6 Million every month

The Millionaire Destiny Savings Account (MDSA) from ADCB Islamic Banking is a unique savings account that brings you several incredible features and benefits, with monthly grand prize of AED 1,000,000, ten prizes of AED 10,000 each and hundred prizes of AED 5,000 each.


Click here to view the list of MDSA winners from the past.

To apply for MDSA,

If you are an ADCB customer. Click here

If you are not an ADCB customer. Click here

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  • Features and benefits

    • Grand prize of AED 1,000,000 every month
    • 10 prizes of AED 10,000 each, every month
    • 100 prizes of AED 5,000 each, every month.
    • Only AED 5,000 minimum average balance is required to be eligible for above prizes
    • Profit is declared and paid every quarter
    • Free Debit Card
    • Free SMS Banking, Internet Banking, Phone Banking and e-Statements
    • MDSA is offered to both individual residents and non-residents
    • Also available in US$ and for minors
  • Approved by Shari’ah and Supervisory Board

    All ADCB Islamic Banking products and services are approved by the Fatwa and Shari’ah Supervisory Board. To view the Fatwa issued by the Shari’ah Board authenticating compliance of product structure and documentation please click here

  • Monthly Prize mechanism

    • Average monthly balance of AED 5,000 required for eligibility
    • One additional prize draw entry for every additional deposit of AED 1,000
    • Effective July 1st, 2016, bonus prize draw entries shall no longer be granted for every additional month of maintaining the average balance. Previously accumulated bonus prize draw entries will also be considered void as of this date.

3 Simple Ways To Apply

Call - 8005626
SMS - MDSA to 2626

* Terms and Conditions apply. Prequalification required. Granted at discretion of ADCB
  • Contact Us
  • ATMs / Branches

Call - 800 5626

SMS - ISL to 2626

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