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Millionaire Destiny Savings

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Millionaire Destiny Savings<br> Account

Millionaire Destiny Savings Account (MDSA) – Win 132 prizes worth AED 13.2 Million in 2014!

The Millionaire Destiny Savings Account (MDSA) from ADCB Islamic Banking is a unique savings account that brings you several incredible features and benefits, along with monthly grand prizes of AED 1,000,000 and 10 prizes of AED 10,000 each.


Click here to view MDSA Winners

To Apply

If you are an ADCB customer, Click here

If you are not an ADCB customer, Click here

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  • Features and benefits

    • Grand prize of AED 1,000,000 every month
    • 10 prizes of AED 10,000 each, every month
    • Only AED 5,000 minimum average balance is required to be eligible for above prizes
    • Profit is declared and paid every quarter
    • Free Debit Card
    • ADCB TouchPoints earned on account balances and transactions
    • Free SMS Banking, Internet Banking, Phone Banking and e-Statements
    • MDSA is offered to both individual residents and non-residents
    • Also available in US$ and for minors
  • Approved by Shari’ah and Supervisory Board

    All ADCB Islamic Banking products and services are approved by the Fatwa and Shari’ah Supervisory Board. To view the Fatwa issued by the Shari’ah Board authenticating compliance of product structure and documentation please click here

  • Monthly Prize mechanism

    • Average monthly balance of AED 5,000 required for eligibility
    • One additional prize draw entry for every additional deposit of AED 1,000
    • One bonus prize draw entry for every additional month you maintain the average balance of AED 5,000
  • TouchPoints

    TouchPoints is ADCB’s unique reward scheme, which gives you points for every ADCB product and service you 'touch'. TouchPoints can be exchanged for vouchers at some of the UAE’s most prestigious retailers or used to pay your utility bills or redeemed for Skywards Miles, giving you free flights and upgrades on Emirates Airlines. For more information on ADCB TouchPoints, visit

3 Simple Ways To Apply

Call - 8005626
SMS - MDSA to 2626

* Terms and Conditions apply. Prequalification required. Granted at discretion of ADCB
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  • ATMs / Branches

Call - 800 5626

SMS - ISL to 2626

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Earn TouchPoints

With TouchPoints, get rewarded for every ADCB product or service you 'Touch'. Redeem your TouchPoints online for gift vouchers, utility bill payment, or even for Etihad Guest and Skywards Miles!

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