- Currencies: AED, USD, Euro and GBP
- Tenure of 1, 2, 3, 6 and 12 months
- Quarterly profit declaration and payment
- Automatic renewal of deposit
- ADCB Free Banking
- Current Account
- Savings Account
- Millionaire Destiny Savings Account
- Emirati Millionaire Savings Account
- University Student Account
- Islamic Active Saver Account
- Special Savings Account
- ADCB Islamic Offshore Banking Jersey Branch
- Business Choice
- Child Saver Account
- Term Investment Deposit
- Wakala Deposits
- Profit Rates
- Islamic Aspire
Term Investment Deposit
Together we can form prosperous partnerships to ensure rewarding investment returns.
ADCB Islamic Term Investment Deposit is based on the concept of the Mudarabah partnership. Your investment is placed in a common Mudarabah pool and is invested in strict compliance with Shari’ah to generate the best possible returns. A flexible investment tenure structure enables financial freedom with security.
Click here to view the Profit Rates
Features and benefits
Approved by Shari’ah and Supervisory Board
All ADCB Islamic Banking products and services are approved by the Fatwa and Shari’ah Supervisory Board.
To view the fatwa issued by the Chairman, Shari’ah Supervisory Board authenticating compliance of product structure and validating the documentation, please check the following links:
*ADCB TouchPoints paid on maturity
Profit is calculated based on the term and amount of the investment. Profit payout will differ based on amount brackets under each tenure.
Minimum Investment required of AED 5,000 (USD 1,500 or equivalent EUR or GBP).
Disclaimer: ADCB Islamic Banking liability products will be made available at the sole discretion of ADCB - IBD; subject to ADCB -IBD’s Terms and Conditions for Shari'ah Compliant Account Operation and upon submission of documentation acceptable to ADCB-IBD.