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Term Investment Deposit

TouchPoints Enabled

Together we can form prosperous partnerships to ensure rewarding investment returns.

ADCB Islamic Term Investment Deposit is based on the concept of the Mudarabah partnership. Your investment is placed in a common Mudarabah pool and is invested in strict compliance with Shari’ah to generate the best possible returns. A flexible investment tenure structure enables financial freedom with security.

Click here to view the Profit Rates

To Apply

If you are an ADCB customer, Click here

If you are not an ADCB customer, Click here

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  • Features and benefits

    • Currencies: AED, USD, Euro and GBP
    • Tenure of 1, 2, 3, 6 and 12 months
    • Quarterly profit declaration and payment
    • Automatic renewal of deposit
  • Approved by Shari’ah and Supervisory Board

    All ADCB Islamic Banking products and services are approved by the Fatwa and Shari’ah Supervisory Board.

    To view the fatwa issued by the Chairman, Shari’ah Supervisory Board authenticating compliance of product structure and validating the documentation, please check the following links:

    Arabic Fatwa | English Fatwa

  • TouchPoints

    *ADCB TouchPoints paid on maturity

    Profit is calculated based on the term and amount of the investment. Profit payout will differ based on amount brackets under each tenure.

    Minimum Investment required of AED 5,000 (USD 1,500 or equivalent EUR or GBP).

3 Simple Ways To Apply

Call Us - 800 5626

Disclaimer: ADCB Islamic Banking liability products will be made available at the sole discretion of ADCB - IBD; subject to ADCB -IBD’s Terms and Conditions for Shari'ah Compliant Account Operation and upon submission of documentation acceptable to ADCB-IBD.

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  • ATMs / Branches

Call - 8005626

SMS - TID to 2626

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