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ADCB Active Saver Account

Special Features of Active Saver

  • It is instant - It takes less than 5 minutes to set up your account, and because it’s all done online there's no need to visit any branch. You can setup up to 5 Active Saver Accounts through ADCB Personal Internet Banking.
  • Earn more - Interest is calculated daily, and with tiered interest rates, so you can earn more on your savings.
  • Ease and convenience - Pay credit card bills, make fund transfers, redeem TouchPoints, credit funds for Red Crescent and open fixed deposits - at your convenience, at the click of a button.
  • Flexibility - Online access anywhere, anytime means you can manage your savings outside Bank hours
  • Get an Active habit - Transferring money into your Active saver account is just a mouse click away, so it's easier to develop a regular saving habit.
  • Encourages saving - With no ATM card or chequebook, there is less temptation to withdraw your hard-earned savings.

Quick Account Opening and Standing Instruction Set Up

Opening an Active Saver account is quick and easy!

  • Login to ADCB Personal Internet Banking
  • Click on 'Open New Account' on the left navigation bar
  • Select 'Active Saver' from the drop box
  • Complete the Online Active Saver application form. This will generate your account number online
  • What’s more you can also set up a Standing Instruction on your Account instantly!

Earn more with Active Saver:

Enjoy higher interest rates on your savings, calculated daily.

Daily Account BalanceInterest Rate per annum*
Less than AED 10,0000.00% p.a.
AED 10,000 and less than AED 500,0001.50% p.a.
AED 500,000 and less than AED 2,000,0001.60% p.a.
AED 2,000,000 upto AED 10,000,0001.65% p.a.
Above AED 10,000,0001.00% p.a.

*Effective August 1, 2017

Terms and conditions apply .


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  • What is an Active Saver Account?

    The Active Saver product offers high interest rates on an account that is to be operated exclusively online on ADCB Personal Internet Banking, thus making it accessible anytime, anywhere.

    The Active Saver account does not have a minimum balance requirement or monthly fees, allowing more savings. The account can only be opened online (Apply Online), with an initial deposit of One Thousand Dirhams.

  • How many Active Saver Accounts can be set up through ADCB Personal Internet Banking?

  • How is interest calculated on the account?

  • Does Active Saver Account charge any transaction fees?

  • Is there an interest forfeit condition on the Active Saver account?

  • Which banking channels can be used to access the Active Saver account?

  • Do the Aspire-Relationship Pricing fees apply?

  • Do the Active Saver transaction charges apply to all customers, including Privilege or Excellency customers with the Active Saver account?

  • Does Active Saver account offer an SMS alert service?

  • Can the Active Saver Account be held in currencies other than the UAE Dirham?

  • Can business customers hold an Active Saver Account?

  • Is it possible to transfer salary directly into this account?

  • Is Islamic Active Saver Shari’ah compliant?

Active Saver Home   

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  • Location

Click here to chat with an ADCB customer service agent.

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Earn TouchPoints

With TouchPoints, get rewarded for every ADCB product or service you 'Touch'. Redeem your TouchPoints
for gift vouchers, utility bill payment, or even for Etihad Guest and Skywards Miles!