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Platinum Credit Card

Platinum Credit Card

Celebrate life’s success with your ADCB Platinum Credit Card. Hold your breath while we unveil the true privileges of your ADCB Platinum Credit Card, specially designed for those select few who indulge in the finer things in life and appreciate the privileges.

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  • Exclusive Rewards

    • TouchPoints awarded on your purchases

    Discover a whole new rewarding experience with your ADCB Credit Card and TouchPoints. Every time you spend with your ADCB Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world - you earn TouchPoints.

    Your TouchPoints can be redeemed for Skywards or Etihad Guest Miles, shopping vouchers as well as to pay for your utility bill payments. You can find out more about TouchPoints redemption choices by visiting

    Earn 1 TouchPoint for every AED 1 spent on your Platinum Credit Card.

    Please note with effect from 1st July 2014, in any given month, a Cardholder shall only be entitled to TouchPoints and/ or similar benefits for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit of the Card shall not be entitled to earn TouchPoints during that month.

    • Welcome Bonus Touch Points

    Platinum Card members receive a welcome bonus of 60,000 TouchPoints on payment of annual fees in the first year.

  • Superior Lifestyle Experiences

    • Weekend movie cash-back

    Enjoy an all year round 50% cash-back on any cinema ticket purchased during weekends (Thursday to Saturday) at any movie theatre in the UAE.

    Just spend a minimum AED 1,000 every month (inclusive of movie purchases) on your credit card to enjoy the cash-back throughout the year. Platinum Card members receive cash-back of upto AED 100 per month which nearly equates to 40 free movie tickets in a year.

    • Weekend entertainment cash-back

    Take to the slopes, splash out or just enjoy an outing with your family with an all year round 50% cash-back on some of the best entertainment venues during weekends (Thursday to Saturday). These venues include:

    • Abu Dhabi - Yas Waterworld, Al Forsan Sports Resort
    • Dubai - Ski Dubai, Wild Wadi Waterpark, Dubai Dolphinarium, Dubai Autodrome,
    iFLY Dubai, Magic Planet, Little Explorers, Aqua Play, Yalla! Bowling,
    Soccer Circus.
    • Northern Emirates - Magic Planet, Ice Land Waterpark

    The cashback offer is applicable on transactions at the abovementioned venues from 1st February 2013 onwards.

    Just remember to spend a minimum AED 1,000 every month on your ADCB Credit Card to enjoy the cash-back throughout the year. Platinum Card members receive cash-back of upto AED 500 per year.

    • Complimentary Golf

    Tee off in style and enjoy the privilege of playing Golf for free with your Platinum Credit Card.

    As a Platinum Card member, you have the luxury of playing Golf for free round the year at the following venues:

    1. Arabian Ranches Golf Club
    2. Yas Link Golf Club
    3. Sharjah Golf and Shooting Club (excluding Friday, Saturday and public holidays)

    Just spend AED 1,000 on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and are available on a first come first serve basis. Reservations are available up to 10 days in advance. For Sharjah Golf and Shooting Club, reservation is available up to 14 days in advance.

    To book tee times, call us toll free on 800 2004.

    • Complimentary lounge access

    Travel with your ADCB Platinum Card and enjoy a richer experience than before.

    Enjoy unlimited complimentary access to premium airport lounges across the many cities you love to travel to. Powered by Veloce lounges, simply present your card at the lounge and relax and unwind before your flight.

    To view the list of lounges, please visit

  • Enhanced Protection and Care

    • Credit Shield

    An insurance feature which offers the cardholders protection against permanent disability, critical illness, involuntary loss of employment and death, for payment of a nominal fee.

    • Family Protector Plus

    Subscribe to an optional affordable life insurance plan that covers natural death, accidental death and disability and in-patient medical expenses for as little as 50 Fils per day.

    • Purchase Protection and Extended Warranty

    Use your ADCB Platinum Credit Card on purchases anywhere in the world and enjoy free protection for 365 days. You also enjoy automatic extension of up to 24 months of retailers or manufacturer’s warranty on qualifying items.

    For detailed and updated coverage on Purchase Protection and Extended Warranty and to know how to claim them, please visit and/or

    • 3D Secure

    Now your ADCB Credit Card includes added security when you shop online. Our new 3D Secure feature adds an extra layer of verification to all ADCB Cards , so buying online is even more safe. For more information click here

  • Convenience and Flexibility

    • Utility Bill Payments

    You can use your ADCB Credit Card to pay your utility bills (Etisalat, ADDC, DEWA, AADC, SEWA and Salik) effortlessly through ADCB Personal Internet Banking or through ADCB Mobile, anytime, anywhere.

    To learn how to make bill payments using ADCBMobile, please click here.

    • School & College Fees Payments

    You can make tuition fee payments with your ADCB Credit Card to over 300 educational intuitions in the UAE from the comfort of your office or home, any time. The payments can be made through ADCB Personal Internet Banking using your ADCB Credit Card.

    • Fast Pay

    You can pay your ADCB Credit Card bills free of charge at any of our ADCB branches and at select ATMs across the UAE. Alternatively, you can pay at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches.

    • 0% Installment Payment Plan

    Shop to your heart’s content without worrying about high card payments.

    Your ADCB Credit Card offers you the convenience of 0% Installment Payment Plans at some of the best brands in the country. Some of the merchant partners where you can take advantage of 0% Installment Payment Plans include Emirates Airline, Joy Alukkas, VLCC, Harman House, Pure Gold, Plug ins.

    For an updated list of merchant partners, please click here

    • Personal Payment Plan

    Split your everyday purchase transactions made on your ADCB Credit Card at low interest rates and pay in easy installments of 6, 9, 12, 18 or 24 months.

    • Balance Transfer Facility

    Transfer your outstanding balances from your other bank’s Credit Card to your ADCB Credit Card and save with amazingly low interest rates.

    • Credit Card Loan

    Need cash against your available credit limit? Simply call us and the money will be transferred to your account within 3 working days. Benefit from a low interest rate and repay in easy instalments of 6, 9, 12, 18 or 24 months.

  • Value Chart

    • How to maximize your gains from an ADCB Platinum Credit card?

    With an annual fee of AED 500, you can enjoy benefits worth in excess of AED 10,000 in a year:

    FeaturesAnnual Savings
    Welcome Bonus TouchPoints redemptionAED 400
    TouchPoints redemption (AED 50,000 spent in a year)AED 520
    Complimentary lounge accessAED 600
    Movie cash-backAED 1200
    Entertainment cash-backAED 500
    Golf access (annual membership)AED 8,000
    Total ValueAED 11,220
    Terms and conditions apply. This table is intended for illustrating the value of the benefits provided on ADCB Platinum Credit Cards. The illustrated values are approximations based on certain assumptions of card utilization, current business trends, monetary value of the benefits and are subject to change.

3 Simple Ways To Apply

Call 800 2030
SMS CARD to 2626

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

For more information, please call ADCB on 800 20 30

  • Call
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Call - 800 2030

SMS - CARD to 2626

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