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| ADCB Self Employed Business Credit Card Service and Price Guide | | | Card Type | Annual Fee (AED) | | Primary | 199 | | Supplementary | 99 |
| | | Finance Charges | | | | Finance charges are calculated on daily closing balance from transaction date till payment date | | | Retail transactions | 1.99% per month | | Cash advances | 3% per month |
| | | Other Fees and Charges | | | Cash advance fee | 3% or AED 50 (whichever is higher) | | Over limit charge | AED 150 | | Late payment fee | AED 150 (If minimum payment due is not paid by Payment Due Date) | | Card replacement fee | AED 95 | | Duplicate statement fee | AED 25 | | Returned cheque charge | AED 150 | | Outstation cheque processing charge | AED 20 | | Copy of sale voucher | AED 25 | | Processing fee non–AED transactions | 3% | | Temporary credit limit increase fee | AED 50 |
| | | General | | | Payment due date from statement date | 20 days | | Minimum payment due | 5% or AED 100 (whichever is higher) | | Installment Payment Plan (IPP) | | | Flat rate of | 1% per month | | Repayment tenures of | 6, 9, 12, 18 and 24 months | | IPP Foreclosure Fee | AED 100 |
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Terms & Conditions :
No finance charge will be levied (excluding cash advances) in case 100% payment is made on or before payment due date. All fees and charges mentioned in this guide are subject to change without notice and are applicable on each Credit Card held. No refund of annual fees will be made if the Credit Card is cancelled. Additional expenses, eg: postage, cable, courier, fax, legal fees, etc. will be charged for where incurred. Charges for services not indicated in this guide are available and will be sent to you on request.
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Investor Relations
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Al Nokhitha Fund NAV as of 31/12/2008 is AED 3.388 up 2.975 % from 30/12/2008
ADCB MSCI UAE Index Fund NAV as of 31/12/2008 is AED 3.416 up 2.292 % from 30/12/2008
ADCB MSCI Arabian Markets Fund NAV as of 04/01/2009 is USD 4.403 up 1.364 % from 31/12/2008
Al Basha'er Fund NAV as of 30/11/2008 is USD 8.729016 down 8.134 % from 31/10/2008
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