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Amount in AED


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ADCB Self Employed Business Credit Card Service and Price Guide
Card TypeAnnual Fee (AED)
Primary199
Supplementary99
Finance Charges
Finance charges are calculated on daily closing balance from transaction date till payment date
Retail transactions1.99% per month
Cash advances3% per month
Other Fees and Charges
Cash advance fee3% or AED 50 (whichever is higher)
Over limit chargeAED 150
Late payment feeAED 150 (If minimum payment due is not paid by Payment Due Date)
Card replacement feeAED 95
Duplicate statement feeAED 25
Returned cheque chargeAED 150
Outstation cheque processing chargeAED 20
Copy of sale voucherAED 25
Processing fee non–AED transactions3%
Temporary credit limit increase feeAED 50
General
Payment due date from statement date20 days
Minimum payment due5% or AED 100 (whichever is higher)
Installment Payment Plan (IPP) 
Flat rate of1% per month
Repayment tenures of6, 9, 12, 18 and 24 months
IPP Foreclosure FeeAED 100
Terms & Conditions :
No finance charge will be levied (excluding cash advances) in case 100% payment is made on or before payment due date. All fees and charges mentioned in this guide are subject to change without notice and are applicable on each Credit Card held. No refund of annual fees will be made if the Credit Card is cancelled. Additional expenses, eg: postage, cable, courier, fax, legal fees, etc. will be charged for where incurred. Charges for services not indicated in this guide are available and will be sent to you on request.

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Al Nokhitha Fund NAV as of 31/12/2008 is AED 3.388 up 2.975 % from 30/12/2008

ADCB MSCI UAE Index Fund NAV as of 31/12/2008 is AED 3.416 up 2.292 % from 30/12/2008

ADCB MSCI Arabian Markets Fund NAV as of 04/01/2009 is USD 4.403 up 1.364 % from 31/12/2008

Al Basha'er Fund NAV as of 30/11/2008 is USD 8.729016 down 8.134 % from 31/10/2008