Terms and conditions
ADCB Credit Cardholders must spend at least AED 125 per week during the Campaign period on local or international purchases to be eligible for the raffle draw. There will be a total of 6 winners and the winner of each of the raffle draws will be awarded five hundred thousand TouchPoints for the first four draws and One Million TouchPoints for the last two draws, after the close of the Campaign Period (as defined below);

• The Ramadan TouchPoints campaign will commence on September 1, 2008 and end on October 15, 2008, or other such dates as may be determined by ADCB (“Campaign Period”)
• During the Campaign Period, a standard MasterCard / Classic Visa and Gold Credit Cardholder will be eligible to receive 1 TouchPoint for every AED 1 spent on the ADCB standard MasterCard / Classic Visa and Gold Credit Card and 1.5 TouchPoints for every AED 1 spent on a Platinum Credit Card;
• During the Campaign Period, TouchPoints will be awarded as the TouchPoints Reward Program Terms and Conditions;
• All TouchPoints shall be available only on retail purchases which are not voided, disputed, erroneous, unauthorized or illegal;
• On all matters relating to TouchPoints, ADCB’s decision and records will be final and binding including on what constitutes an eligible transaction for TouchPoints and applicable currency exchange rates. All TouchPoints earned during the Campaign Period will be credited to the Credit Cardholders’ accounts within thirty (30) days after the close of the Campaign Period, provided the Credit Card is active, valid and in good standing on the date of the credit.
• ADCB Staff not eligible for this promotion