Personal Banking
Excellency
ADCB Excellency is a comprehensive wealth management proposition that allows you to take full advantage of the many opportunities wealth affords. Prosper, Preserve and Enjoy!
Privilege Club
Being a member of ADCB Privilege Club comes with exclusive everyday experiences - like being assigned your very own personal banker or having special pricing on our products and services to name a few.
Aspire
Enjoy a seamless banking experience with ADCB Aspire, with optimally designed products and services supported by an extensive network of Branches and ATMs across the UAE.
Accounts
ADCB brings you a variety of accounts designed to meet your specific needs.
Loans
ADCB’s Loans and Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs.
Cards
Enjoy a rewarding experience while you shop with ADCB Cards. Pick a card that meets your needs from our comprehensive suite of Debit & Credit Cards.
Offshore
With ADCB Offshore Banking, you can protect your estate and explore optimal savings solution globally. Your money will be held in Jersey - one of the leading offshore financial centres in the world.
Investment & Protection
ADCB provides a wide range of savings, investment and insurance solutions that will complement your financial needs.
Asset Mgmt
Our efforts in ADCB Asset Management focus not only on delivering efficient and transparent investment solutions, but also on building strong client relationships.
NRI Services
ADCB and Axis Bank are proud to bring you a comprehensive range of Non Resident Indian (NRI) Banking Services in the UAE.
Education
Banking on Education is our tailored solution designed to enable and facilitate education- the foundation for success and achieving career goals.
Electronics and Households
Indulge your electronic desires with instant finance! Find below the exclusive tie ups that ADCB has to make your electronic indulges easier.
LULU 
With the ADCB Lulu Smart Loan you can afford the things you want, not just the things you need.
The ADCB Lulu Smart Loan offers a flexible and convenient way to afford life’s little luxuries, allowing you to live tomorrow today.
- No salary transfer required
- Loan amounts up to AED 75,000
- Flexible repayment tenures up to 12 months
- Quick in-store approval at dedicated SMARTloan desks
- Simple documentation
- Earn Touch Points – The Touch Points promise is simple, the more ADCB Products and Services you use the more rewards you get.
Lulu Outlets
| Name of Outlets | Location | Emirate |
| Lulu Al Wahda | Al Wahda Mall | Abu Dhabi |
| Lulu Khalidiyah | Khalidiyah Mall | Abu Dhabi |
| Al Falah Plaza | Near Airport Road | Abu Dhabi |
| Lulu Hypermarket | Al Barsha | Dubai |
| Lulu Hypermarket | Qusais | Dubai |
| Lulu Hypermarket | Karama | Dubai |
| Lulu Centre | Diera | Dubai |
| Lulu Village | Muhaisinah | Dubai |
| Lulu Shopping | Karama | Dubai |
| Al Falah Plaza | Sharjah | Sharjah |
| Lulu Centre | Sharjah | Sharjah |
| Lulu Hypermarket | Ajman | Ajman |
| Lulu Hypermarket | Fujairah | Fujairah |
| Al Falah Plaza | Al Ain | Al Ain |
Click here to know about documentation, interest rates, fees and charges.
EMAX, Jacky’s 
Emax is an integral part of the USD 2.5 billion Landmark Group – the iconic retail chain that houses successful concepts like Baby shop, Shoe-mart, Home Centre, Splash, Lifestyle and Max.
ADCB offers quick loan facilities to buy those desired electronics available at the various EMAX outlets.
The UAE's electronics retail giant, Jacky's, completed 35 years of its global operations in Year 2005. From humble beginnings in Hong Kong in 1970 to its current status as one of the leading international traders in electronics and general merchandise, the company has indeed come a long way.
ADCB offers quick loan facilities to buy those desired electronics available at the various Emax outlets.
- No salary transfer required
- Loan amounts up to AED 75,000
- Flexible repayment tenures up to 12 months
- Quick in-store approval at dedicated SMARTloan desks
- Simple documentation
- Earn Touch Points – The Touch Points promise is simple, the more ADCB Products and Services you use the more rewards you get.
Click here to know about documentation, interest rates, fees and charges.
Disclaimer:
Smart Loan facility is offered at the sole discretion of ADCB and is subject to standard ADCB Terms & Conditions.
Bills due? Forget about them! Try ADCB@ctive’s new automated bill payment service.
Login and click 'Set-Up' on any of the registered billers under 'Bill Payments'.
Call - 8002030 (Within UAE)
+971 2 6210090 (Outside UAE)
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Earn TouchPoints
With TouchPoints, get rewarded for every ADCB product or service you 'Touch'. Redeem your TouchPoints online for gift vouchers, utility bill payment, or even for Etihad Guest and Skywards Miles!
