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Platinum Credit Card

Platinum Credit Card

Celebrate lifeís success with your ADCB Platinum Credit Card. Hold your breath while we unveil the true privileges of your ADCB Platinum Credit Card, specially designed for those select few who indulge in the finer things in life and appreciate the privileges.

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  • MyChoice - Choose how you earn your rewards

    With MyChoice, you get to choose the rewards that fit your life. Enjoy the freedom of choosing how you want to earn and spend your rewards while continuing to earn TouchPoints. Choose one category or choose them all, the choice is yours.

    Choice of Reward CategoriesBonus TouchPoints for category purchasesOverall monthly card purchases to qualify (per enrolled category)Maximum TouchPoints reward per month per enrolled category
    5 points / 1 AED2,500 AED10,000 (Classic, Gold & Titanium) 20,000 (Platinum, Infinite)
    7 points / 1 AED2,500 AED10,000 (Classic, Gold & Titanium) 20,000 (Platinum, Infinite)
    5 points / 1 AED2,500 AED10,000 (Classic, Gold & Titanium) 20,000 (Platinum, Infinite)
    Utilities (electricity and water)
    15 points / 1 AED2,500 AED10,000 (Classic, Gold & Titanium) 20,000 (Platinum, Infinite)
    Duty Free
    15 points / 1 AED2,500 AED10,000 (Classic, Gold & Titanium) 20,000 (Platinum, Infinite)

    How does MyChoice work?

    To enjoy the MyChoice bonus rewards, simply make total purchases worth AED 2,500 every month for each of the enrolled categories. Please note that your total purchases include your purchases within the chosen category as well as elsewhere.

    For example, if you enroll for Supermarket and Telecom reward categories, you will be required to make total overall purchases on the card worth AED 5,000 or more to be eligible for the bonus rewards. The bonus rewards will be applied to the purchases within the selected reward category.

    To select your rewards category, simply login to Personal Internet Banking or call our 24/7 Contact Centre at 800 2030. Please note that all preferences registered until 10th of the month will be applicable for the current month while those made later will be applicable from the next month onwards.

    What can you do with your TouchPoints?

    You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more.

    For more information on TouchPoints, please visit

  • Superior Lifestyle Experiences

    • Movie Cash Back

    Enjoy year-round 50% cashback on all movie tickets purchased any day of the week at any theater in the UAE, both at the box office and online.

    Just remember to make total purchases worth AED 2,500 or more during the month to be eligible for the cashback. Maximum cashback per month is AED 100 (for Platinum cards) and AED 50 (for Titanium, Gold and Classic cards).

    • Lounge Access

    Travel with your TouchPoints Platinum Credit Card and enjoy a richer experience than before. As a Platinum Card member, you enjoy unlimited complimentary access to premium airport lounges across the many cities where you love to travel. For more information visit

    • Golf Access

    Tee off in style with your TouchPoints Platinum Credit Card. As a Platinum card member, you have the luxury of playing golf for free all year at the Arabian Ranches Golf Club Dubai, Yas Links Golf Club Abu Dhabi, and the Sharjah Golf and Shooting Club.

    Just spend AED 5,000 on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and are available on a first come first serve basis for up to 10 days in advance. For Arabian Ranches, Sharjah Golf and Shooting Club, reservation has to be made 14 days in advance. To book tee times, call us toll free on 800 2030.

    • More to Savour

    Savour the best of fine dining in the country with dining privileges of 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

  • Enhanced Protection and Care

    • Credit Shield

    An insurance feature which offers the cardholders protection against permanent disability, critical illness, involuntary loss of employment and death, for payment of a nominal fee.

    • Family Protector Plus

    Subscribe to an optional affordable life insurance plan that covers natural death, accidental death and disability and in-patient medical expenses for as little as 50 Fils per day.

    • Purchase Protection and Extended Warranty

    Use your ADCB Platinum Credit Card on purchases anywhere in the world and enjoy free protection for 365 days. You also enjoy automatic extension of up to 24 months of retailers or manufacturerís warranty on qualifying items.

    For detailed and updated coverage on Purchase Protection and Extended Warranty and to know how to claim them, please visit and/or

    • 3D Secure

    Now your ADCB Credit Card includes added security when you shop online. Our new 3D Secure feature adds an extra layer of verification to all ADCB Cards , so buying online is even more safe. For more information click here

  • Convenience and Flexibility

    • Utility Bill Payments

    You can use your ADCB Credit Card to pay your utility bills (Etisalat, ADDC, DEWA, AADC, SEWA and Salik) effortlessly through ADCB Personal Internet Banking or through ADCB Mobile, anytime, anywhere.

    To learn how to make bill payments using ADCBMobile, please click here.

    • School & College Fees Payments

    You can make tuition fee payments with your ADCB Credit Card to over 300 educational intuitions in the UAE from the comfort of your office or home, any time. The payments can be made through ADCB Personal Internet Banking using your ADCB Credit Card.

    • Fast Pay

    You can pay your ADCB Credit Card bills free of charge at any of our ADCB branches and at select ATMs across the UAE. Alternatively, you can pay at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches.

    • 0% Installment Payment Plan

    Shop to your heartís content without worrying about high card payments.

    Your ADCB Credit Card offers you the convenience of 0% Installment Payment Plans at some of the best brands in the country. Some of the merchant partners where you can take advantage of 0% Installment Payment Plans include Emirates Airline, Joy Alukkas, VLCC, Harman House, Pure Gold, Plug ins.

    For an updated list of merchant partners, please click here

    • Personal Payment Plan

    Split your everyday purchase transactions made on your ADCB Credit Card at low interest rates and pay in easy installments of 6, 9, 12, 18 or 24 months.

    • Balance Transfer Facility

    Transfer your outstanding balances from your other bankís Credit Card to your ADCB Credit Card and save with amazingly low interest rates.

    • Credit Card Loan

    Need cash against your available credit limit? Simply call us and the money will be transferred to your account within 3 working days. Benefit from a low interest rate and repay in easy instalments of 6, 9, 12, 18 or 24 months.

3 Simple Ways To Apply

Call 800 2030
SMS CARD to 2626

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

For more information, please call ADCB on 800 20 30

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Call - 800 2030

SMS - CARD to 2626

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