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Interest/Profit rates charge on Loans/Overdrafts/Credit Cards

Product / Slabs
Interest Rate Range
Interest/Profit rate on Personal Loan (p.a)
from AED 0 - AED 50k4.99% - 13.99%
from AED 51K - AED 100K4.99% - 13.99%
from AED 101K - AED 200K4.99% - 13.99%
above AED 200K4.99% - 13.99%
Interest/Profit rate on Smart Loan (p.a)
from AED 0 - AED 50k14 % - 26 %
from AED 51K - AED 100K14 % - 26 %
from AED 101K - AED 200K14 % - 26 %
above AED 200K14 % - 26 %
Interest/Profit rate on Overdrafts (p.a)
from AED 0 - AED 30k12% - 18%
from AED 31K - AED 50K12% - 18%
from AED 51K - AED 100K12% - 18%
above AED 100K12% - 18%
Interest/Profit rate on Car Loan (p.a)
from AED 0 - AED 50k4.5% - 11%
from AED 51K - AED 100K4.5% - 11%
from AED 101K - AED 200K4.5% - 11%
above AED 200K4.5% - 11%
Interest/Profit rate on unpaid balance on Credit Card (p.m)
from AED 0 - AED 30k0% - 3.15%
from AED 31K - AED 50K0% - 3.15%
from AED 51K - AED 100K0% - 3.15%
above AED 100K0% - 3.15%
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