Operational Review
Operationally, ADCB’s four principal operating groups are Wholesale Banking, Consumer Banking, Treasury & Investments and Property Management. These are supported by other departments and functions such as Group Business Services, Risk, Credit, Internal Audit, HR, Finance, Investor Relations, Corporate Communications, Marketing, Compliance and Legal.
Strategy
The Bank’s strategy is based on five key themes:
- Growth through a UAE-centric approach and controlled ‘internationalisation’
- Sustainability through liability growth
- Maintaining a culture of service excellence and efficiency
- Managing ADCB’s risks in line with a predefined risk strategy
- Attracting, developing, and retaining the best talent with incentives aligned with the strategic objectives