Exclusive banking created for the ambitious Emirati

ADCB Emirati

Available for all Emiratis


  • Accessible – more than 50 branches and 350+ ATMs
  • Easy – online and mobile banking
  • Convenient – free valet parking at select ADCB branches
  • Personal – dedicated relationship officer

Earn 1.25 TouchPoints

per AED 4 spent

Earn 2x TouchPoints

on overseas purchases

Dedicated service desks

at select branches

AED 50,000

Complimentary life insurance

Click here to view to the schedule of fees and charges.

ADCB Emirati Excellency

Available to Emiratis with a relationship balance of AED 500,000+


  • Exclusive – access to our dedicated Excellency Centres
  • Certified – dedicated relationship manager with in-depth industry knowledge
  • Wealth Management – access to investment platforms and global markets

Earn 1.50 TouchPoints

per AED 4 spent

Earn 2x TouchPoints

on overseas purchases

Dedicated Excellency Centres

across the UAE

AED 100,000

Complimentary life insurance

Click here to view to the schedule of fees and charges.

TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB product and service that you use. TouchPoints can be redeemed instantly at some of the UAE’s most prestigious retailers or for miles, gift vouchers, bill payments and much more.

LEARN MORE

Lifestyle Benefits

Experience Yas Island Parks

Ramp up the fun with a host of privileges at Warner Bros. World Abu Dhabi, Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi.

  • 15% discount on entry tickets and annual passes
  • 15% discount on merchandise
  • 10% discount on food and beverages
  • Complimentary Quick Pass for priority access to rides and attractions

    • Simply present your card at the counter to enjoy your exclusive privileges.

Exclusive Offers and Discounts

Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Some of our partners:

  • Al Mandoos
  • The Coffee Club
  • Jumeirah at Etihad Towers, Abu Dhabi
  • The St. Regis Abu Dhabi

    • Click here to learn more.

Travel Benefits

Global Airport
Lounge Access

Relax and unwind at more than 25 regional and international airport lounges, including:

  • Diamond Lounge at the VIP Terminal, Abu Dhabi International Airport
  • Marhaba Lounge at Dubai International Airport

    • Click here for an updated list of lounges.

Global Wi-Fi
Access

Receive unlimited access to more than one million public Wi-Fi hotspots worldwide, on the ground and in the air, with Boingo.

Simply create your account through adcb.boingo.com and login online or through the Boingo App to enjoy your complimentary access. For assistance, call Boingo Customer Support on 8000 3570 3626.

Travel
Discounts

Enjoy exclusive discounts on flights and hotel bookings:

  • Up to a 30% discount at Cleartrip (use promo code MASTERCARD when making your booking)
  • Up to AED 300 off Rehlat bookings (use promo code ADCB when making your booking)

Avis Rent a Car Benefits

With Avis, you’ll receive up to a 15% discount on all rentals in addition to a free upgrade.

Click here to make a reservation.

Chauffeur Offer

Travel with Careem, the premium ride-hailing app in the Middle East, and not only is your first trip free, but you’ll also receive 20% off three rides every month. Simply download Careem from the App Store or Google Play Store, add your Betaqti Credit Card and use one of the following promo codes:

  • New Users: MC1RIDE for your first ride free (up to AED 60)
  • Existing Users: MASTERCARD to enjoy your 20% discount (up to AED 25 per trip)

Discover our exclusive offers

10% Discount
20% Discount
15% Discount

VIEW ALL OFFERS

Have we caught your interest?

Call
600 555 000
Text
EMIRATI to 2626
Apply
Online