Exclusive banking created for the ambitious Emirati

ADCB Emirati

Available for all Emiratis


  • Accessible – more than 50 branches and 350+ ATMs
  • Easy – online and mobile banking
  • Convenient – free valet parking at select ADCB branches
  • Personal – dedicated relationship officer

Earn 1.25 TouchPoints

per AED 4 spent

Earn 2x TouchPoints

on overseas purchases

Dedicated service desks

at select branches

AED 50,000

Complimentary life insurance

Click here to view to the schedule of fees and charges.

ADCB Emirati Excellency

Available to Emiratis with a relationship balance of AED 500,000+


  • Exclusive – access to our dedicated Excellency Centres
  • Certified – dedicated relationship manager with in-depth industry knowledge
  • Wealth Management – access to investment platforms and global markets

Earn 1.50 TouchPoints

per AED 4 spent

Earn 2x TouchPoints

on overseas purchases

Dedicated Excellency Centres

across the UAE

AED 100,000

Complimentary life insurance

Click here to view to the schedule of fees and charges.

TouchPoints is ADCB’s award-winning loyalty program that gives you reward points for every ADCB product and service that you use. TouchPoints can be redeemed instantly at some of the UAE’s most prestigious retailers or for miles, gift vouchers, bill payments and much more.

LEARN MORE

Lifestyle Benefits

Experience Yas Island Parks

Ramp up the fun with a host of privileges at Warner Bros. World Abu Dhabi, Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi.

  • 15% discount on entry tickets and annual passes
  • 15% discount on merchandise
  • 10% discount on food and beverages
  • Complimentary Quick Pass for priority access to rides and attractions

Exclusive Offers and Discounts

Our exclusive partnerships with a range of premium, hand-picked brands ensure you receive the best tailored offers and discounts to suit your lifestyle. Some of our partners:

  • Al Mandoos
  • The Coffee Club
  • Jumeirah at Etihad Towers, Abu Dhabi
  • The St. Regis Abu Dhabi

Travel Benefits

Have we caught your interest?

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EMIRATI to 2626