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SmartStart Business Account

SmartStart Business Account


Enjoy a seamless banking experience with SmartStart Business Account

You can now easily manage the day-to-day financial needs for your business with the utmost convenience.

Keep in mind

  • The SmartStart Business Account is available in AED only (Cheque and Cash Deposits in AED only).
  • Valid Trade license is mandatory.
  • Monthly Service Fee AED 100+VAT.
  • No Foreign currency inward and outward payments allowed.
Key Features

  • No minimum balance required
  • Free e-statement at preferred frequency
  • First Cheque Book free per calendar year
  • Free ADCB Corporate Internet Banking (ProCash access with Soft Token)


  • Business Debit card
  • ProCash Transaction Access
  • Cheque Book
  • Free e-statements

Eligibility Criteria

  • UAE nationals and residents with valid visa only
  • For online and offline business
    (Terms & Conditions apply)
  • Valid trade license and power of attorney (if applicable)

Required Documents

  • Trade License, Commercial Registration, Chamber of Commerce Membership Certificate, Memorandum of Association and any subsequent amendments and Power of Attorney, if any
  • Original valid passport and passport copies of all partners including residence visa for signatories
  • Original valid passport and Emirates ID for the signer/s

Other document upon request

Charges and Fees

To view the fees and charges, please click here.

Terms and conditions

Terms and Conditions apply.

To view the full ADCB Consumer Banking Terms and Conditions, please click here.

To view the full ADCB Wholesale Banking Terms and Conditions, please click here.

Enjoy a world-class customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you and your company, so please complete this form and a member of our team will contact you personally.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 57 6363.

Apply by SMS

SMS 'SA’ to 2626

Apply through email

Email now