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Insurance Critical Guard Plus


A cover against life-threatening illnesses

A critical illness takes more than a physical or an emotional toll; it impacts your finances. This protection solution protects you financially so that you can focus on what really matters, your health.

439 USD
Minimum Annual Premium
500K USD
Maximum Sum Assured
Life-threatening Critical Illness

Keep in mind

  • Premiums paid in Critical Guard Plus do not have any account value since it is a term insurance plan.
  • Non-disclosure of any material information about health condition and medical history as required by the insurance provider may void your life insurance application or lead to any future claims being rejected by insurance providers.
  • Claim under Critical illness benefit will only be accepted where the claim event occurs 90 days or more after the policy commencement date.
Key Features and Benefits

  • Lump sum cash benefit up to USD 500,000
  • Unlimited tenure cover till the age of 65
  • Easy application process that does not involve any medical requirements*
  • Protection against 37 critical illnesses

*Subject to simple health declaration for age up to 49 years and for sum assured of USD 150,000.

To view the full list of critical illnesses covered, please click here.

Table of Benefits

Subscribe to Critical Guard Plus by selecting one of the following eight cover options available:

Cover options
Age group Sum Assured / Annual premium (USD*)
150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000
20-29 439 778 878 998 1,117 1,157 1,257 1,496
30-39 858 1,177 1,416 1,656 1,875 1,955 2,115 2,613
40-49 1,616 2,175 2,713 3,272 3,751 4,249 4,748 5,247
50-54 1,895 2,594 3,192 3,771 4,369 5,626 6,284 6,743
55-59 2,613 3,611 4,449 5,267 6,085 6,903 7,741 8,559

Eligibility Criteria

  • Subscription is open to UAE residents only.
  • Minimum Entry Age: 20 years
  • Maximum Entry Age: 59 years

Disclaimer & Terms and Conditions

This product is offered by Orient Insurance and is subject to its terms and conditions.

Products are made available to you based on your need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank does not offer insurance advice, nor does it manage, underwrite or issue insurance policies.

The Bank is not responsible for rejected applications or claims by any insurance company. Premiums received by the Bank for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principal amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions.

This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.

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