Takaful Solutions Takaful Savings Solutions


Look further ahead with Takaful savings solutions

Protect the important things in life and plan for the future with tailor-made, flexible Takaful savings solutions that cater to your goals and aspirations.

1,000 AED
Minimum Monthly
Regular Contribution
Investment Strategies
25,000 AED
Minimum Lump sum

Keep in mind

  • The value of your investment and the returns can fall as well as rise as a result of market fluctuations. You may not get back the amount originally invested.
  • The growth rate shown in Takaful unit-linked regular savings and lump sum plans are purely for illustrative purposes and are not guaranteed in any way.
  • If you cancel or surrender your contract within the first 13 months from the contract start date, outstanding contract charges as per Islamic Insurance Provider terms and conditions will apply.
Features & Benefits

  • Offered through Dubai Islamic Insurance & Reinsurance Co. (AMAN).
  • For UAE residents customers, minimum monthly contribution as low as AED 1,000 or USD 272 and Lump sum contribution AED 25,000.
  • For non-residents customers, minimum monthly contribution as low as USD 500 and Lump sum contribution USD 7,000.
  • Optional critical illness, accidental death & disability, children education & family income benefits.
  • Complimentary (Built-in) Terminal illness, Hajj and instant relief benefits.
  • Access to diversified investment strategies through a world class suite of Shari’ah-compliant funds.
  • Flexible tenors from 10 years onwards for Takaful Regular Savings Plans and three years onwards for Takaful Lump Sum Plans.
  • Enjoy the benefits of the equity market while being protected from downside risks, with full compliance to Shari’ah requirements through the Dynamic Protection Programme (DPP). (minimum contract tenor of 10 years to qualify).

Additional benefits

  • Increase or decrease your contributions based on evolving financial needs.
  • Boost your savings anytime with additional lump sum payments.
  • Enjoy prompt service and immediate certificate issuance.


  • Takaful Regular Savings Plans; for every AED 1,000 of annual contribution, 750 TouchPoints will be awarded
  • Takaful Lump Sum Plans; for every AED 1,000 of contribution amount, 250 TouchPoints will be awarded.
  • Touchpoints are capped at 400,000 per customer.
  • Terms and Conditions apply. For further details please click here


  • Available only to ADCB account holders.
  • Lump Sum Plan is open to anyone between the age of 18 and 60 (should not exceed 70 at maturity).
  • Regular contributions plan is open to anyone between the age of 21 to 70 (should not exceed 80 at maturity.

Terms and conditions

Please refer to Wealth Terms and Conditions on adcb.com

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Charges and Fees

Please refer to Islamic (Takaful) Insurance Provider charges and fees on the respective product terms and conditions booklet. Kindly contact your Relationship Manager for further details.


All ADCB Islamic Banking Products and services are approved by the Fatwa and Shari’ah Supervisory Board. Islamic Insurance Products are made available to you based on your need analysis and request. Islamic Insurance products are underwritten by respective Islamic insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer Islamic insurance advice, nor does it manage, underwrite or issue Islamic insurance contracts.

The Bank is not responsible for rejected applications or claims by any Islamic insurance company. Contributions received by the Bank for Islamic insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principal amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions.

This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.

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In order to deliver the service that’s right for you, we’d like to know more about you, so please complete this form and one of our relationship managers will contact you personally.
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

Apply through SMS

SMS ‘DPP’ to 2626 from your registered mobile number or talk to your Relationship Manager to see how our Takaful solutions can help you plan for your future goals.

Visit us

Visit us

We will be happy to receive you in any of our branches. Find the closest branch to you