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Takaful Solutions Takaful Term Life Protection Solutions


Whatever happens in life, we've got you covered

Enjoy maximum Takaful coverage with affordable contributions.

18.5 AED
Maximum Takaful Cover
Critical Illnesses Covered
3.7 AED
Maximum Critical Illness Benefit

Keep in mind

  • Contributions made to Takaful Term Life Protection plans do not have any account value.
  • Non-disclosure of any material information about health condition and medical history, as required by the Islamic insurance provider, may void your Takaful contract or lead to any future claims being rejected by Islamic insurance providers.
  • Claim under critical illness benefit will only be accepted where the claim event occurs 90 days or more after the contract commencement date.
  • Please ensure to read the Islamic Insurance provider terms and conditions prior to subscribing to the contract.
Features & Benefits

  • Offered through Dubai Islamic Insurance & Reinsurance Co. (AMAN).
  • Affordable contributions for a fixed duration based on your needs.
  • Up to 30% discount on annual contributions after the plan’s fourth anniversary.
  • Ideal Takaful solution that covers you against mortgages, loans or any other liabilities.
  • Flexibility to add optional benefits for cover against critical illnesses.


For every AED 1,000 of annual contribution, 1,000 TouchPoints will be awarded.

Touchpoints are capped at 400,000 per customer

Terms and Conditions apply. For further details, please click here


Available only to ADCB Account holders.

Min Entry Age: 18 years at contract start date

Max Entry Age: 70 years at contract start date (should not exceed 80 at maturity)

Terms and conditions

Please refer to the Bank’s Wealth Terms and Conditions on

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Charges and Fees

Please refer to Islamic (Takaful) Insurance Provider charges and fees on the respective product terms and conditions booklet. Kindly contact your Relationship Manager for further details.


All ADCB Islamic Banking Products and services are approved by the Fatwa and Shari’ah Supervisory Board. Islamic Insurance Products are made available to you based on your need analysis and request. Islamic Insurance products are underwritten by respective Islamic insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer Islamic insurance advice, nor does it manage, underwrite or issue Islamic insurance contracts.

The Bank is not responsible for rejected applications or claims by any Islamic insurance company. Contributions received by the Bank for Islamic insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principal amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions.

This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.

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In order to deliver the service that’s right for you, we’d like to know more about you, so please complete this form and one of our relationship managers will contact you personally.
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Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

Apply through SMS

SMS 'AMAN' to 2626 from your registered mobile number or talk to your Relationship Manager to see how our Takaful solutions can help you plan for your future goals.

Visit us

Visit us

We will be happy to help you at any of our branches. Find the closest branch to you