Takaful Solutions Takaful Whole of Life Protection Solutions


Enjoy a lifetime of security with unparalleled benefits

Comprehensive Takaful cover that protects you up to the age of 95. Contribute for a defined term and enjoy the protection all your life.

18.5 AED
Maximum Takaful Cover
Critical Illnesses Covered
3.7 AED
Critical Illness Benefit

Keep in mind

  • Allocation of contributions in the first two years is only up to 30%. Please refer to respective plan illustration before proceeding with your Takaful contract.
  • Non-disclosure of any material information about health condition and medical history as required by the Islamic insurance provider may void your Takaful contract or lead to any future claims being rejected by Islamic insurance providers.
  • Claims under critical illness benefit will only be accepted where the claim event occurs 90 days or more after the contract commencement date.
  • Please ensure to read the Islamic Insurance provider terms and conditions prior to subscribing to the contract.
Features & Benefits

  • Offered through Dubai Islamic Insurance & Reinsurance Co. (AMAN).
  • Tailored and flexible Shari’ah-compliant insurance solutions to cater to your needs.
  • Optional critical illness, accidental death & disability, children education and family income benefits.
  • Complimentary (Built-in) Terminal illness benefit.
  • Access to three diversified investment strategies through a world-class suite of Shari’ah-compliant funds.
  • Simple application process and quick contract issuance for non-medical limits.


For every AED 1, 000 of annual contribution, 2,000 TouchPoints will be awarded.

TouchPoints are capped at 400,000 per customer.

Terms and Conditions apply. For further details, please click here


Available only to ADCB Account holders.

Min Entry Age: 21 years at contract start date

Max Entry Age: 60 years at contract start date (should not exceed 95 at maturity)

Terms and conditions

Please refer to the Bank’s Wealth Terms and Conditions on adcb.com

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Charges and Fees

Please refer to Islamic (Takaful) Insurance Provider charges and fees on the respective product terms and conditions booklet. Kindly contact your Relationship Manager for further details.


All ADCB Islamic Banking Products and services are approved by the Fatwa and Shari’ah Supervisory Board. Islamic Insurance Products are made available to you based on your need analysis and request. Islamic Insurance products are underwritten by respective Islamic insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (The Bank) does not offer Islamic insurance advice, nor does it manage, underwrite or issue Islamic insurance contracts.

The Bank is not responsible for rejected applications or claims by any Islamic insurance company. Contributions received by the Bank for Islamic insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by the Bank. They are subject to investment risks, including possible loss of principal amount invested. Past performance does not guarantee future results. Please refer to the bank’s Wealth Services Terms & Conditions.

This website is for information purposes only and does not constitute an offer or solicitation to purchase investment products.

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In order to deliver the service that’s right for you, we’d like to know more about you, so please complete this form and one of our relationship managers will contact you personally.
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

Apply through SMS

SMS 'MYFAMILY' to 2626 from your registered mobile number or talk to your Relationship Manager to see how our Takaful solutions can help you plan for your future goals.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you