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Working Capital


Working capital that works harder for you

We know business and our solutions help support you today and for the future.

  • Use liquid assets to balance against company expenses
  • Cover day-to-day operational expense
  • Capital needed for the continued operation of the company
  • Short-term and long-term financing solutions
  • Can be taken in the form of overdraft, invoice financing and receivable discounting. A flexible and customised solution subject to the company’s needs
  • Online banking and tailor-made cash management solutions
  • Straightforward and fast application process
  • Help improve cash flow


The eligibility will be calculated based on the company’s financial statements, the relationship management team will review and assess the company’s eligibility in line with the Bank’s policy. The time required to calculate your eligibility is subject to all the required information being submitted and the amount requested.


Subject to company profile, guarantees and collateral may be required

Terms and conditions

For terms and conditions, please click here.


  • Facilities will be based on the company performance and eligibility criteria set out in the UAE Central Bank and ADCB Islamic Banking guidelines

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 57 6363.

Visit us

Visit us

We will be happy to welcome you at any of our branches. Find the closest one to you