Profit Rates

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Declared Profit Rates

Find out more about the profit rates on all of our accounts.

Term Deposits

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Profit Rates up to
Product AED USD EUR GBP
TERM DEPOSIT 1 MONTH 0.30% 0.23% 0.01% 0.50%
TERM DEPOSIT 2 MONTH 0.48% 0.33% 0.01% 0.60%
TERM DEPOSIT 3 MONTH 0.65% 0.43% 0.01% 0.60%
TERM DEPOSIT 6 MONTH 0.80% 0.73% 0.01% 0.80%
TERM DEPOSIT 12 MONTH 1.25% 1.03% 0.01% 1.10%

Savings Accounts

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Profit Rates up to
Product AED USD EUR GBP
EMIRATI MILLIONAIRE SAVINGS ACCOUNT 0.15% N/A N/A N/A
MILLIONAIRE DESTINY SAVINGS ACCOUNT 0.15% 0.06% N/A N/A
ISLAMIC SAVINGS ACCOUNTS 0.20% N/A N/A N/A
ISLAMIC CHILD SAVER ACCOUNT 1.75% N/A N/A N/A
ISLAMIC SPECIAL SAVINGS ACCOUNT 0.30% 0.06% 0.01% 0.25%
ISLAMIC ACTIVE SAVER ACCOUNT 1.88% N/A N/A N/A
ISLAMIC POCKET SAVER 0.24% N/A N/A N/A
UNIVERSITY STUDENT ACCOUNT 0.10% N/A N/A N/A

Wakala Deposits

Earn attractive expected profit rates of 3.50% per annum on AED Wakala Century for a tenure of 500 days. For further details, please refer below table

Tenure AED USD
500 days 3.40% Not Available
400 days 3.25% 2.90%
375 days 3.15% 2.65%
200 days 2.35% 2.20%
150 days 2.25% 2.10%
100 days 2.00% 2.00%
75 days 1.90% 1.90%
50 days 1.40% 1.40%

Expected profit rates are per annum and subject to change without prior notice. Minimum deposit amounts are AED 50,000 or equivalent in USD

Earn attractive expected profit rates of 3.15% per annum on Offshore Wakla Century Deposits for a tenure of 400 days. 

For further details, please refer to the tables below:

Tenure USD
400 days 3.05%
375 days 2.90%
200 days 2.35%
150 days 2.25%
100 days 2.10%
75 days 2.00%
50 days 1.50%

Tenure Onshore* Offshore*
5 Years 3.00% p.a 2.60% p.a
3 Years 2.80% p.a 2.50% p.a

* Premium Wakala Deposits for Onshore is in AED and Offshore in USD

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