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Deposits Profit Rates
Declared Profit Rates
Find out more about the profit rates on all our accounts.
Islamic Active Saver Account
| Daily Account Balance | Expected Profit Rates per annum
(Valid until 30th November 2022) |
Expected Profit Rates per annum
(Effective from 1st December 2022) |
|---|---|---|
| Less than AED 200,000 | 0.40% | 0.40% |
| AED 200,000 to less than AED 2 Million | 0.60% | 0.70% |
| AED 2 Million up to AED 10 Million | 0.80% | 0.90% |
| Above AED 10 Million up to AED 20 Million | 1.15% | 1.15% |
| Above AED 20 Million | 0.20% | 0.20% |
Term Deposits
Quarter 4 2022
| Profit rates are Per Annum | ||||||
| Product | up to 250K AED | Above 250K up to 500K AED | Above 500K AED | USD | EUR | GBP |
|---|---|---|---|---|---|---|
| Term Deposit - 1 Month | 2.95% | 3.00% | 3.05% | 3.35% | 0.01% | 2.00% |
| Term Deposit - 2 Months | 3.08% | 3.13% | 3.18% | 3.40% | 0.01% | 2.00% |
| Term Deposit - 3 Months | 3.20% | 3.25% | 3.30% | 3.90% | 0.01% | 2.60% |
| Term Deposit - 6 Months | 3.70% | 3.75% | 3.80% | 4.30% | 0.01% | 3.25% |
| Term Deposit - 12 Months | 4.15% | 4.20% | 4.25% | 5.00% | 0.01% | 4.20% |
Quarter 3 2022
| Profit rates are Per Annum | ||||||
| Product | up to 250K AED | Above 250K up to 500K AED | Above 500K AED | USD | EUR | GBP |
|---|---|---|---|---|---|---|
| Term Deposit - 1 Month | 1.80% | 1.85% | 1.90% | 2.50% | 0.01% | 1.80% |
| Term Deposit - 2 Months | 1.90% | 1.95% | 2.00% | 2.50% | 0.01% | 1.80% |
| Term Deposit - 3 Months | 2.10% | 2.15% | 2.20% | 3.00% | 0.01% | 2.40% |
| Term Deposit - 6 Months | 2.65% | 2.70% | 2.75% | 3.50% | 0.01% | 2.95% |
| Term Deposit - 12 Months | 2.90% | 2.95% | 3.00% | 4.00% | 0.01% | 3.80% |
Quarter 2 2022
| Profit rates are Per Annum | ||||||
| Product | up to 250K AED | Above 250K up to 500K AED | Above 500K AED | USD | EUR | GBP |
|---|---|---|---|---|---|---|
| Term Deposit - 1 Month | 0.55% | 0.57% | 0.60% | 0.01% | 0.01% | 0.01% |
| Term Deposit - 2 Months | 0.65% | 0.67% | 0.70% | 0.02% | 0.01% | 0.01% |
| Term Deposit - 3 Months | 0.65% | 0.67% | 0.70% | 0.03% | 0.01% | 0.01% |
| Term Deposit - 6 Months | 0.75% | 0.77% | 0.80% | 0.04% | 0.01% | 0.01% |
| Term Deposit - 12 Months | 1.00% | 1.02% | 1.05% | 0.05% | 0.01% | 0.02% |
Quarter 1 2022
| Profit rates are Per Annum AED | ||||
| Product | From 5K up to 250K | Above 250K up to 500K | Above 500K | |
|---|---|---|---|---|
| Term Deposit - 1 Month | 0.03% | 0.03% | 0.04% | |
| Term Deposit - 2 Months | 0.04% | 0.04% | 0.04% | |
| Term Deposit - 3 Months | 0.05% | 0.06% | 0.06% | |
| Term Deposit - 6 Months | 0.35% | 0.35% | 0.35% | |
| Term Deposit - 12 Months | 0.40% | 0.40% | 0.40% | |
Savings Accounts
Quarter 4 2022
| Profit rates are Per Annum | ||||
| Product | AED | USD | EUR | GBP |
|---|---|---|---|---|
| Islamic Savings Account | 0.10% | N/A | N/A | N/A |
| Emirati Millionaire Savings Account | 0.05% | N/A | N/A | N/A |
| Millionaire Destiny Savings Account | 0.05% | 0.06% | N/A | N/A |
| Islamic Special Savings Account | 0.10% | 0.05% | 0.01% | 0.05% |
| Islamic Pocket Saver | 0.10% | N/A | N/A | N/A |
| University Students Account | 0.10% | N/A | N/A | N/A |
Quarter 3 2022
| Profit rates are Per Annum | ||||
| Product | AED | USD | EUR | GBP |
|---|---|---|---|---|
| Islamic Savings Account | 0.10% | N/A | N/A | N/A |
| Emirati Millionaire Savings Account | 0.05% | N/A | N/A | N/A |
| Millionaire Destiny Savings Account | 0.05% | 0.06% | N/A | N/A |
| Islamic Special Savings Account | 0.10% | 0.05% | 0.01% | 0.05% |
| Islamic Pocket Saver | 0.10% | N/A | N/A | N/A |
| University Students Account | 0.10% | N/A | N/A | N/A |
Quarter 2 2022
| Profit rates are Per Annum | ||||
| Product | AED | USD | EUR | GBP |
|---|---|---|---|---|
| Islamic Savings Account | 0.10% | N/A | N/A | N/A |
| Emirati Millionaire Savings Account | 0.05% | N/A | N/A | N/A |
| Millionaire Destiny Savings Account | 0.05% | 0.06% | N/A | N/A |
| Islamic Special Savings Account | 0.10% | 0.05% | 0.01% | 0.05% |
| Islamic Pocket Saver | 0.10% | N/A | N/A | N/A |
| University Students Account | 0.10% | N/A | N/A | N/A |
Quarter 1 2022
| Profit rates are Per Annum | ||||
| Product | AED | USD | EUR | GBP |
|---|---|---|---|---|
| Islamic Savings Account | 0.10% | N/A | N/A | N/A |
| Emirati Millionaire Savings Account | 0.05% | N/A | N/A | N/A |
| Millionaire Destiny Savings Account | 0.05% | 0.06% | N/A | N/A |
| Islamic Special Savings Account | 0.10% | 0.05% | 0.01% | 0.05% |
| Islamic Pocket Saver | 0.10% | N/A | N/A | N/A |
| University Students Account | 0.10% | N/A | N/A | N/A |
Wakala Deposits
Wakala Century Deposits
Earn attractive expected profit rates of 4.40% per annum on AED Wakala Century for a tenure of 500 days, and 5% per annum on USD Wakala Century. For further details, please refer below table.
| Tenure | AED
(Rates effective from 28th November 2022) |
USD
(Rates effective from 28th November 2022) |
|---|---|---|
| 500 days | 4.40% | Not Available |
| 400 days | 4.35% | 5% |
| 375 days | 4.35% | 5% |
| 200 days | 3.85% | 4.30% |
| 150 days | 3.35% | 3.90% |
| 100 days | 3.35% | 3.90% |
| 75 days | 3.20% | 3.40% |
| 50 days | 3.10% | 3.35% |
| Tenure | AED
(Rates valid until 7th November 2022) |
USD
(Rates valid until 27th November 2022) |
|---|---|---|
| 500 days | 3.90% | Not Available |
| 400 days | 3.85% | 5.25% |
| 375 days | 3.85% | 5.25% |
| 200 days | 3.55% | 4.30% |
| 150 days | 3.10% | 3.80% |
| 100 days | 3.10% | 3.80% |
| 75 days | 2.90% | 3.15% |
| 50 days | 2.65% | 3.10% |
Expected profit rates are per annum. Minimum deposit amount is AED 5,000 or equivalent in USD.
Wakala Deposits
Earn attractive expected profit rates of 4.35% per annum on Wakala Deposit* for a tenor of 13 months. For further details, please refer below table.
| Tenure | AED
(Rates valid until 7th November 2022) |
AED
(Rates effective from 8th November 2022) |
|---|---|---|
| 1 Month | 2.60% | 3.05% |
| 3 Month | 3.10% | 3.30% |
| 6 Month | 3.55% | 3.80% |
| 9 Month | 3.55% | 4.00% |
| 12 Month | 3.80% | 4.25% |
| 13 Month | 3.85% | 4.35% |
*Expected profit rates are per annum. Minimum deposit amount is AED 50,000.