Credit Cards Platinum Credit Card (existing cardholders only)


Find out what your Platinum credit card can do for you

The Platinum credit card is no longer available to new customers. As an existing cardholder you can continue to enjoy all the benefits.


It is easy to pay your bills or top up your accounts for various services, including ADDC, Du, Etisalat and Salik, through ADCB Personal Internet Banking or the ADCB Mobile App.

Need cash against your available credit limit? Call us on 600 56 2626 and the money will be transferred to your account within three working days. 

Pay your credit card bills at any of our 50+ branches, at select ATMs, ENOC and EPPCO stations, Al Ansari Exchange.

Credit Shield Takaful is an optional plan which covers your card against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. It is available at a nominal charge.

Use your Platinum credit card anywhere in the world and enjoy free purchase protection for up to 90 days. It is valid from the date of purchase and covers accidental damage and theft or loss of goods purchased.

Enjoy an automatic extension of up to 24 months of retailers’ or manufacturers’ warranty on many items when you use your Platinum credit card.

As a Platinum credit cardholder, you’ll enjoy access to a host of privileges and benefits around the world. To learn more, click here.

Travel with your Platinum credit card and enjoy access to premium airport lounges around the world. Simply present your card at the lounge to relax and unwind before your flight. To view the updated list of lounges and additional details, please click here.


Earn 1 TouchPoint for every AED 1 you spend with your Platinum credit card.

Convenient payment options

You can choose to pay as little as 5% of your outstanding amount each month and carry the remaining balance forward to the following month’s bill. You can make payments for your outstanding balance through any of our convenient channels:

  • ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu.
  • Mobile Banking App: Select the credit card that you wish to make a payment for under the “Manage your Credit Cards” tab.
  • Through any of our branches and ATMs with the cash deposit facility.
  • You can also set up auto-debit instructions to make payments from an ADCB Islamic Banking Current or Savings Account. To activate auto-debit, please call 600 56 2626 or visit your nearest ADCB branch.
  • Or you can make payments at Al Ansari Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses locations

Terms and conditions

  • Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions, please click here.
  • All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Fees and Charges

To view the fees and charges, please click here.

Other ways to apply

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you