Credit Cards TouchPoints Card with MyChoice


A card built on choice

Building your own rewards allows you to maximize the TouchPoints you earn based on how you spend your money. You have the flexibility to choose from Platinum and Rewards cards.

630 AED
Annual fee
For Platinum cardholders
3.25 %
Monthly profit rate
TouchPoints welcome bonus
For Platinum cardholders
Annual fee
For Rewards cards

Keep in mind

  • You will receive a 60,000 TouchPoints welcome bonus 60 days after paying the annual membership fee.
  • Earn up to 15x TouchPoints with MyChoice.
Key benefits

With MyChoice, you choose the rewards that work for you. Enjoy the freedom of choosing how you earn and how you spend your TouchPoints rewards. Choose one category or choose them all, it’s up to you!

Choice of Reward Categories Bonus TouchPoints for category purchases Maximum TouchPoints reward per month per enrolled category
Supermarket 5 points / 1 AED 10,000 (Rewards)
20,000 (Platinum)
Fuel 7 points / 1 AED 10,000 (Rewards)
20,000 (Platinum)
Telecom bill payments through bank channels 5 points / 1 AED 10,000 (Rewards)
20,000 (Platinum)
Utility bill payments through bank channels 15 points / 1 AED 10,000 (Rewards)
20,000 (Platinum)
Duty Free (domestic & international) 15 points / 1 AED 10,000 (Rewards)
20,000 (Platinum)

How does MyChoice work?

To enjoy the MyChoice bonus rewards, simply make purchases worth a total of AED 2,500 every month for each of the enrolled categories. Remember, your total purchases include those within the chosen category as well as all other purchases during the month.

For example, if you enroll for Supermarket and Telecom reward categories, you will be required to make total overall purchases on the card worth AED 5,000 or more to be eligible for the bonus rewards. The bonus rewards will be applied to the purchases within the selected reward category.

Purchases with your TouchPoints Credit Card will still earn rewards at 1 and 0.75 TouchPoints for every AED 1 worth of eligible purchases with the Platinum and Titanium/Gold card respectively.

How do I enroll for MyChoice?

To select your rewards category, simply log in to Personal Internet Banking or call our 24/7 Contact Centre at 600 56 2626. All preferences registered until 10th of the month will be applicable for the current month, while those made later will be applicable from the next month onwards.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much, much more.

For more information on TouchPoints, please visit the TouchPoints page.

Tee off in style with your TouchPoints Platinum Credit Card. You have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai and Yas Links Golf Club Abu Dhabi.

All you have to do is spend AED 5,000 with your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come first serve basis for up to 14 days in advance. To book tee times, call us toll free on 600 56 2626.

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:

  • 15% discount on general admission tickets and annual passes
  • Complimentary Quick Pass worth AED 150 for priority access to rides and attractions and priority queues at park ticket counters (for Platinum cardholders)
  • 15% discount on merchandise
  • 10% discount on food and beverages
  • 0% Profit Payment Plan available on all purchases above AED 500 made at Ferrari World Abu Dhabi and Yas Waterworld

For more information, please click here.

Travel with your TouchPoints Platinum Card and enjoy a richer experience than before. As a Platinum Card member, you enjoy 3 complimentary access to premium airport lounges across the many cities where you love to travel every year. For online primary and supplementary card registration and for the latest updated list of lounges visit Global Lounge Access.

Savour the best of fine dining with 25% off at the finest selection of upmarket restaurants and eateries in the UAE.


Your ADCB Islamic Banking TouchPoints Card gives you the convenience to pay as little as 5% of your outstanding amount each month and carry the remaining balance forward to the next billing cycle. You can make payments for your ADCB Islamic Banking TouchPoints Card’s outstanding amount through any of our convenient channels:

  • ADCB Personal Internet Banking: Click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
  • Mobile Banking App: Select the credit card that you wish to make a payment for under the “Manage your Credit Cards” tab
  • Through any of our branches and ATMs with the cash deposit facility
  • You can also set-up auto debit instructions to make payments from an ADCB Islamic Banking Current or Savings Account. To activate auto debit, please call 600 50 2004 or visit your nearest ADCB branch

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses and ENOC/EPPCO locations.

Available within 90 days of card registration. Plus, you have the flexibility to repay in easy repayment instalments for up to 24 months.

Receive cash against your available limit transferred into your account within three working days and benefit from easy repayment instalments for up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into an easy 0% Profit Payment Plan of up to 24 months.

Credit Shield Takaful is an optional plan which covers your card for up to AED 100,000 for Platinum and AED 75,000 for Rewards against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. This facility is available at a nominal charge.

Click here for detailed Terms and conditions.

Terms and conditions

For detailed Terms and Conditions on each of the features and benefits provided on your ADCB Islamic Banking credit card, please click here or call 600 56 2626.

All Terms and Conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

Apply through SMS

SMS 'MYCC' to 2626 from your registered mobile number.

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