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Al Yusr Programme

An innovative collaboration with Mohamed Bin Rashid Housing Establishment to provide financial options for UAE national beneficiaries to obtain suitable family housing.

750,000 Up to AED
profit-free finance
100% Up to 
finance

Keep in mind

  • Profit-free finance and tenure are determined by Mohammed Bin Rashid Housing Establishment
  • First Degree mortgage on the property to be in favour of ADCB
Features and Benefits

  • Finance 100% of the property value (up to AED 5 million)
  • NIL profit calculated on up to AED 750,000 of facility
  • Repayment up to 25 years
  • Waiver of processing fee for beneficiaries
  • Eligibility for residents of Dubai:
    • UAE nationals
    • Non-Emirati spouse of UAE national

Al Yusr Programme services

As part of the programme we will finance:

  • Al Yusr 1:buying a house
  • Al Yusr 2: building a house (construction)
  • Al Yusr 3: the purchase of a home from the local market (UAE-wide coverage)

For more information go to https://www.mbrhe.gov.ae/ar/eServices/FinancialServices/Pages/FacilitationProgram.aspx

Terms and conditions

Terms and conditions apply. To view the full ADCB Islamic Banking terms and conditions please click here.

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB Islamic Banking. ADCB Islamic Banking makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Approved by the Fatwa & Shari'ah Supervisory Board

To view the Home Finance Ijara Fatwa, please click here.

To view the Home Finance Home Finance Forward Ijara, please click here.

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 56 2626.

Apply through SMS

Apply through SMS

SMS 'YUSR' to 2626 from your registered mobile number.

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We will be happy to receive you in any of our branches.

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