Preferential pricing and discounts on Loans
Whether you’re planning to purchase a car, own that home you’ve always dreamed about or just need help achieving your personal goals, loans from ADCB can help you move ahead in life.
Enjoy preferential rates for Emirates employees on Personal Loans, Car Loans and Home Loans:
| Loans |
Preferential pricing and discounts for Emirates Employees |
| Personal Loan |
- Discount of up to 1.5% on the eligible rate* for Personal Loans
|
| Car Loan |
- as low as 2.25% p.a. (flat rate)
|
| Home Loan |
- Free property insurance for one year
- One free property evaluation
- 25% Discount on processing fee
|
*Please contact any ADCB representative to know your eligible rate. All ADCB products and services are granted at the sole discretion of ADCB, T&Cs and submission of acceptable documents.
We understand how hard you work. That’s why, we offer you wealth plans that keep your financial growth on course with your ambitions. This journey, you don’t have to take alone.
Investments
As an employee of the fast-moving airline industry, securing your future is vital. You enjoy preferential pricing when you decide to start a Systematic Investment Plans (SIP).
Exclusive SIP benefits for Emirates employees:
| Book value of Investment (US Dollars) |
Setup Fee |
| Equity and Balanced Funds |
Bond Funds |
| Others |
EY staff |
Others |
EY staff |
| 0 - 249,999 |
2.00% |
1.00% |
1.00% |
0.00% |
| 250,000 - 1,000,000 |
1.50% |
0.50% |
1.00% |
0.00% |
| 1,000,000 - 2,499,999 |
1.00% |
0.00% |
0.50% |
0.00% |
| 2,500,000 and above |
0.25% |
0.00% |
0.00% |
0.00% |
Spread the word. Share the rewards.
Those who work together, must grow together. As an ADCB Customer, we invite you to refer your colleagues to bank with ADCB and earn up to 1.75 million TouchPoints *.
| Referring employee (Referrer) |
Referred employee (Referee’s) product |
TouchPoints rewards per referral |
| Referrer |
Referee |
| Current Emirates employee and ADCB customer referring any employee in Emirates. |
New ADCB Customer in Aspire Segment with Salary Transfer and Credit Card |
30,000 |
30,000 |
| New ADCB Customer (Privilege Segment) |
50,000 |
50,000 |
| New ADCB Customer (Excellency Segment) |
250,000 (Expat)
350,000 (UAE National) |
80,000 |
How do you refer a colleague?
It’s simple. Ask for their permission to pass on their details to ADCB and then SMS ADCBEK to 2626 for an ADCB representative to call you back.
Terms and conditions apply. Click here to read the full list.
*Max cap for Touchpoints per year is 900,000 for Aspire and Privilege Customers and 1.75 million Touchpoints per year for Excellency Customers.
Exclusive Offer on Traveller Credit Card
As an employee of Emirates, the Annual Fee of AED 1,050 is waived on the Traveller Credit Card, exclusively for you!
The Traveller Credit Card from ADCB is one of our elite status credit cards, and it features superior benefits designed to enhance your travel experience.
Travel benefits:
20% off on your flight bookings
Book your flights on www.cleartrip.ae/adcbworld and enjoy a straight 20% off on your flight tickets – any airline, any class. Use promo code ADCBWORLD.
Discount applicable on base fare (exclusive of taxes, fees and charges) of adult & child tickets for international round trips, limited to 6 bookings per card in a calendar year, capped at 9 passenger tickets per booking.
20% off your hotel bookings
Stay at over hundreds of thousands of hotels worldwide on www.hotels.com/adcbworld and enjoy a straight 20% off on your hotel bookings – any property, anywhere in the world. Use promo code ADCBWORLD.
Discount applicable on base charges (exclusive of taxes, fees and charges) for the first room in the booking paid online at Hotels.com, limited to 12 bookings per card in a calendar year, capped at upto 28 nights per booking at participating hotels.You can’t collect or redeem Hotels.com™ Rewards nights when you use this promo code.
0% Foreign Currency Fees
Pay 0% processing fee when you use your Traveller Credit Card overseas.
Complimentary Lounge Access
As a Traveller Card member, you enjoy unlimited access to premium airport lounges across a range of cities around the world.
Lounge Access Details:
• Unlimited access at over 900 airport lounges worldwide for the cardholder.*
• Access is available to both primary and supplementary cardholders.
• To view the latest updated list of lounges, click here.
• *Additional guest(s) access, over and above the entitlement, will be charged at a flat rate of USD 27 per guest per visit to be charged to the registered card.
• For more information about ADCB Global Lounge Access, please click here.
Make your stay truly rewarding- Starwood Hotels & Resorts
Book two nights and get the third night free. This is applicable at over 100 properties across the Middle East and Africa, including St. Regis, W Hotels, Westin, Sheraton, Le Meridien and The Luxury Collection. For your complimentary nights, please visit www.spg.com/mastercard to book your stay.
Exclusive rewards and lifestyle benefits:
TouchPoints on all your purchases
Earn 2 TouchPoints per AED 1 purchase with the Traveller Credit Card.
Experience a fun ride at Yas Island attractions
Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:
• 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
• 15% discount on Merchandise
• 10% discount on Food and Beverage
• Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
• 0% interest payment plan available on all purchases above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi
For more information, please click here
Complimentary Golf Access
Tee off in style with your Traveller Credit Card. As a Traveller card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai and Yas Links Golf Club Abu Dhabi.
Just spend AED 5,000 on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and are available on a first come first serve basis for up to 14 days in advance. To book tee times, call us on 600 50 8008.
20% off on Careem Rides
Ride with Careem and enjoy 20% off twice a month when you pay with Traveller Credit Card. Use promo code MASTERCARD
*Terms and conditions apply. Emirates Staff have a choice of Customer pricing and Emirates Staff Pricing
