Offshore ADCB Offshore Banking

ADCB

We care for you in the UAE and abroad

With ADCB Offshore Banking, your money will be deposited in Jersey – one of the leading offshore financial centres in the world.

100,000 USD
Minimum Balance
To start a Private Offshore Relationship.
50,000 USD
Minimum Balance
To start an Excellency Offshore Relationship.
1
Relationship Manager
For your Onshore & Offshore Relationships.

Keep in mind

  • A monthly fee will be applicable if the respective segment-wise relationship balance criteria is not met.
  • Foreign currency transaction margin of 2% is applicable when Debit Card transaction currency is different from account currency and is levied on the wholesale foreign exchange market rate(Including any processing fee) that is applied by card scheme provider on the date of conversion.
  • Debit card usage at Non-UAE & GCC ATMs would attract a cash withdrawal fee of USD 10, as per Schedule of Fees. In all cases where Debit Card is used, conversion will be done at relevant foreign exchange rates.
  • Additional statement of account outside the normal cycle will be charged as per Schedule of Fees.
  • Closure of Offshore accounts will attract closure fees of USD 100.
Key Features and Benefits

An offshore bank account can help you manage multiple currencies from anywhere in the world. It can be used to accumulate and grow your savings in a potentially tax-efficient location. These savings are easily accessible, no matter where you live, and can be managed efficiently using our award-winning secure internet banking platform.

TouchPoints is the ADCB loyalty scheme that rewards you almost every time you use an ADCB product or service. Your TouchPoints can be redeemed for vouchers for many of the UAE’s premium retailers, or for Emirates Skywards miles or Etihad Guest miles.

Click here to learn more about the programme.

After a lifetime of accomplishments, it’s important that your family is well-protected and able to inherit your estate without any difficulties. Our offshore banking facility can provide peace of mind when it comes to inheritance planning, giving you control over who will inherit your estate and how you distribute your wealth.

*The information stated in the website should not be construed as legal or estate planning advice. The administration of estates in Jersey may be affected by a number of factors such as the deceased’s country of domicile and the existence of a Jersey will. Customers should seek professional estate planning advice in relation to their specific circumstances.

Offshore banking is an excellent way of ensuring real control over your long-term finances. It is also completely flexible and at ADCB, we are able to offer the same high level of service you would expect with traditional onshore banking, not to mention a highly diversified product range.

We offer a variety of accounts in US Dollars, Euros, Pound Sterling and other major currencies, which you can access 24/7, including:

  • Current Accounts
  • Savings Accounts
  • Term Deposits
  • Call Accounts
  • Investment Solutions

The same full suite of investment products offered in the UAE can also be held in custody with our Jersey branch. Your UAE-based Relationship Manager will look after both your onshore and offshore banking needs giving you a convenient and consistency in your account management.

You will have the option of receiving an internationally-recognised offshore banking debit card along with your savings accounts. These cards are acceptable at more than 900,000 ATMs and 23 million retail outlets worldwide.

Even though you will be banking with ADCB Offshore, you will benefit from all the convenience that comes with our onshore accounts and you will continue to have just one Customer Identification Number (CID), which allows you to see all your accounts, wherever they are located.

You can manage your finances online – 24 hours a day, seven days a week – via our ADCB Personal Internet Banking & Mobile Banking services. Your ‘One View’ provides an overall summary of every account you hold and enables you to transfer funds instantly from your onshore account to your offshore account and vice versa.

You can also access your funds internationally using the ADCB Offshore Banking foreign currency debit card. These cards are acceptable at more than 900,000 ATMs and 23 million retail outlets worldwide.

You will also have the support of your dedicated Relationship Manager who will be happy to assist you for all your banking queries, along with access to all the ADCB branches across the UAE and our 24/7 contact centre, where our teams are equipped to help you.

Eligibility Criteria

ADCB Offshore Banking is currently open to clients with the eligibility criteria of either Excellency or Private clients.

An offshore banking relationship can be opened with a balance as low as USD 100,000 or currency equivalent for Private.

An offshore banking relationship can be opened with a balance as low as USD 50,000 or currency equivalent for Excellency.

Relationship balance is the total aggregate balance maintained in your Offshore Accounts, Deposits and the value of your Investment held in custody with ADCB Jersey

Charges and Fees

Please refer to the Schedule of Fees.

Terms and Conditions

  • To view the Terms and Conditions of offshore banking, click here.

ADCB Jersey Branch: Customer Privacy Notice

  • To view our ADCB Jersey Branch Customer Privacy Notice, please click here.

ADCB Jersey Disclaimer

ADCB Offshore Banking – Jersey Branch is a registered business name of Abu Dhabi Commercial Bank PJSC, Jersey Branch (“ADCB Jersey”), which is regulated by the Jersey Financial Services Commission. Its principal place of business in Jersey is 27 Hill Street, St Helier, JE2 4UA. The registered head office of Abu Dhabi Commercial Bank is at Abu Dhabi Commercial Bank Head Office Building, Sheikh Zayed Street, Plot C-33, Sector E-11, P.O. Box 939, Abu Dhabi, U.A.E. Abu Dhabi Commercial Bank’s latest financial statements may be viewed at www.adcb.com.
ADCB Jersey is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website: www.gov.je/dcs, or on request.

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'OFFSHORE' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to receive you in any of our branches or Excellency centres.

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