Offshore Offshore Fixed Deposits
Make your money work for you
Enjoy competitive interest rates on Offshore Fixed Deposits, across a wide array of tenors and foreign currency options to suit all your medium to long savings needs.
- Available in all major currencies such as USD, GBP and AUD, with the added security from ADCB Offshore Banking.
- Minimum Deposit USD 1,500 or its equivalent in respective currency
- Flexible tenures in days: 50, 75, 100, 150, 200, 375, 400 and months: 1, 2, 3, 6, 12, 13
| Tenure | USD
(Rates effective till 14th March,2020) |
USD
(Rates effective from 15th March,2020) |
| 400 days | 1.20% | 0.65% |
| 375 days | 1.15% | 0.60% |
| 200 days | 1.00% | 0.55% |
| 150 days | 0.95% | 0.50% |
| 100 days | 0.90% | 0.45% |
| 75 days | 0.85% | 0.40% |
| 50 days | 0.50% | 0.25% |
Offshore Term Deposit Rates*
Interest Rates effective from 15th March,2020
| Tenure | USD | GBP | AUD |
| 13 Months | 0.55% | Not Available | Not Available |
| 12 Months | 0.45% | 0.25% | 0.25% |
| 6 Months | 0.40% | 0.20% | 0.20% |
| 3 Months | 0.35% | 0.15% | 0.15% |
| 2 Months | 0.30% | 0.10% | 0.10% |
| 1 Month | 0.20% | 0.05% | 0.05% |
Interest Rates effective till 14th March,2020
| Tenure | USD | GBP | AUD |
| 13 Months | 1.10% | Not Available | Not Available |
| 12 Months | 1.00% | 0.30% | 0.40% |
| 6 Months | 0.80% | 0.25% | 0.35% |
| 3 Months | 0.75% | 0.20% | 0.30% |
| 2 Months | 0.50% | 0.15% | 0.20% |
| 1 Month | 0.30% | 0.10% | 0.15% |
*Interest rates are per annum and subject to change without prior notice. Minimum deposit amounts are USD 1,500, AUD 1,500 & GBP 1,500 (as applicable).
ADCB Offshore Premium Deposit Rates**
| Tenure | USD
(Rates effective till 3rd February,2020) |
USD
(Rates effective from 4th February,2020) |
| 5 Years | 1.50% | 0.50% |
| 3 Years | 1.40% | 0.40% |
** Please note ADCB Offshore Premium Deposit currency is in USD only
| Tenure | TouchPoints earned |
|---|---|
| 1 month | 10 |
| 2 months | 20 |
| 3 months | 40 |
| 6 months | 100 |
| 12 months and above | 300 |
*Touchpoints are not rewarded for Offshore Century Fixed Deposits. Touchpoints will be earned if deposit amount is AED 100,000 or more (in currency equivalent). The number of Touchpoints earned will vary accordingly to the tenure of the deposit. Please note all touchpoint rewards are paid on deposit maturity.
Terms and Conditions Apply. For further details, please click here.
- Open for Excellency and Private customers only
- Open for Residents of UAE only
For ADCB Offshore Banking Fees and Charges, please click here.
ADCB Offshore Banking – Jersey Branch is a registered business name of Abu Dhabi Commercial Bank PJSC, Jersey Branch (“ADCB Jersey”), which is regulated by the Jersey Financial Services Commission. Its principal place of business in Jersey is 27 Hill Street, St Helier, JE2 4UA. The registered head office of Abu Dhabi Commercial Bank is at Abu Dhabi Commercial Bank Head Office Building, Sheikh Zayed Street, Plot C-33, Sector E-11, P.O. Box 939, Abu Dhabi, U.A.E. Abu Dhabi Commercial Bank’s latest financial statements may be viewed at www.adcb.com.
ADCB Jersey is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website: www.gov.je/dcs, or on request.
For ADCB Offshore Banking Terms and Conditions, please click here.
Enjoy a world-class customer experience when you bank with us.
Other ways to apply
Contact centre
Please call on 600 50 2004 or visit any one of the ADCB Excellency Centres across the UAE.
Apply through SMS
SMS 'FD' to 2626 or talk to your Relationship Manager to see how our Offshore Banking solutions can help you plan for needs.
Visit us
We will be happy to welcome you at any of our branches or Excellency centres