Segments ADCB Privilege

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ADCB

Your Succes Deserves Recognition.
ADCB Privilege. You've Earned It

Welcome to a banking experience which is built around what matters to you. At the ADCB Privilege, we provide you a host of everyday banking solutions which are tailored to compliment your lifestyle needs.

Membership Criteria

SALARY AED 40K OR TOTAL BALANCE AED 200K
SALARY AED 20K TO AED 40K

Monthly Salary Transfer

Transfer a net monthly salary of AED 40,000 or more

Monthly Total Relationship Balance*

Maintain a minimum monthly total relationship balance of AED 200,000 or more

Monthly Salary Transfer

Transfer a net monthly salary of AED 20,000 or more to unlock exclusive benefits and premium services tailored to you.

Benefits


Keeping pace with your evolving needs is a priority for us so we provide you with personalised banking experience that is faster, easier and more secure. Complimentary Life insurance and a host of other tailored offers to help you achieve your financial goals.

Dedicated Relationship Manager
  • Your Relationship Manager is your single point of contact for everyday banking needs
  • In addition, we will also assign a Wealth Certified Relationship Manager to take care of your wealth planning goals
Remittance
  • 6 Free online outward remittance and, Free inward remittance in AED or in foreign currency
Debit Card
  • Up to 5 free supplementary cards
  • A free debit card replacement service in case the card is replaced due to a technical fault
  • An AED 26.25 card replacement fee is applicable if the card is lost, stolen or damaged
Preferential Pricing
  • Take advantage of our preferential pricing across all our products and services, including loans and foreign exchange
Teller Services
  • Free teller services including cash, cheque deposits and withdrawals
Cheque Book
  • 3 free cheque books (25 leaves) per quarter for existing Privilege customers
  • 8 free cheque books (10 leaves) per quarter for new to bank Privilege customers
  • Additional cheque books are chargeable at AED 52.50 per book including VAT
Safe Deposit Lockers
  • Avail 25% Discount on Safety Deposit Locker charges, subject to availability at designated branches. Lockers of various sizes are offered on a short or long-term basis
Priority Access
  • In-branch dedicated Privilege banking desk
  • Avoid queues with priority access in our branches with Q-Matic
Convenience Banking
  • Mobile Banking App
  • Internet Banking
  • 24/7 Privilege Contact Centre: 600 50 8008
  • uBank
Service Guarantee
To enhance our customer experience, we offer Service Guarantee for our retail banking customers. ADCB’s Service Guarantee offers customers:
  • Commitment on turnaround time across distribution channels on select products and services
  • Seamless processing
  • Efficient management of customer complaints
  • Select requests not processed in 2 business days, are compensated with 5,000 TouchPoints
Product Guarantee
  • Customers applying for our retail products like credit cards, personal loans, auto loans & overdraft facilities can return the product. No questions asked
  • Credit Cards can be returned within 30 days and personal loan, auto loan and overdraft facilities within 7 days

Benefits


Keeping pace with your evolving needs is a priority for us so we provide you with personalised banking experience that is faster, easier and more secure. Complimentary Life insurance and a host of other tailored offers to help you achieve your financial goals.

Remittance
  • 6 Free online outward remittance and, Free inward remittance in AED or in foreign currency
Debit Card
  • Up to 5 free supplementary cards
  • A free debit card replacement service in case the card is replaced due to a technical fault
  • An AED 26.25 card replacement fee is applicable if the card is lost, stolen or damaged
Priority Access
  • In-branch dedicated Privilege banking desk
  • Avoid queues with priority access in our branches with Q-Matic
Preferential Pricing
  • Take advantage of our preferential pricing across all our products and services, including loans and foreign exchange
Teller Services
  • Free teller services including cash, cheque deposits and withdrawals
Cheque Book
  • 3 free cheque books (25 leaves) per quarter for existing Privilege customers
  • 8 free cheque books (10 leaves) per quarter for new to bank Privilege customers
  • Additional cheque books are chargeable at AED 52.50 per book including VAT
Safe Deposit Lockers
  • Avail 25% Discount on Safety Deposit Locker charges, subject to availability at designated branches. Lockers of various sizes are offered on a short or long-term basis
Convenience Banking
  • Mobile Banking App
  • Internet Banking
  • 24/7 Privilege Contact Centre: 600 50 8008
  • uBank
Service Guarantee
To enhance our customer experience, we offer Service Guarantee for our retail banking customers. ADCB’s Service Guarantee offers customers:
  • Commitment on turnaround time across distribution channels on select products and services
  • Seamless processing
  • Efficient management of customer complaints
  • Select requests not processed in 2 business days, are compensated with 5,000 TouchPoints
Product Guarantee
  • Customers applying for our retail products like credit cards, personal loans, auto loans & overdraft facilities can return the product. No questions asked
  • Credit Cards can be returned within 30 days and personal loan, auto loan and overdraft facilities within 7 days

Features

Complimentary TouchPoints Infinite Credit Card

Enjoy a range of great travel & lifestyle benefits and access to exclusive offers.
Receive the ADCB TouchPoints Infinite Credit Card free for the first year.
For Terms and Conditions, please click here.
To learn more visit adcb.com/cards.

ADCB Traveller card at 50% waiver of annual fees

Elevate your travel experience and earn up to AED 1,500 cashback every month as you explore, dine and shop.
To learn more visit adcb.com/cards.

Complimentary Privilege Mastercard Debit Card

Experience a wide range of benefits and privileges that suit your lifestyle.
Click here for more details on the Privilege Platinum debit card.

Complimentary Life Insurance

  • For extra peace of mind, we provide a complimentary life insurance cover of AED 75,000.
  • For Terms & Conditions, please click here.

Family Banking Benefits

  • Privilege Family Banking benefits include complimentary life cover of AED 37,500 per family member.
  • For more details and Terms & Conditions, please click here.

Valet Parking at Select Branches

  • Take advantage of valet parking at select branches, making your visits smooth and hassle-free every time.
  • ADCB Head Office 1, Salam Street Branch – Abu Dhabi
  • ADCB Privilege center, Al Bahr Tower – Abu Dhabi
  • ADCB Khalid Bin Waleed Branch – Dubai
  • .

Loans and Over Drafts

Delivering on our promise to develop products and services to suit your needs, we have designed flexible and attractive loan packages to suit your requirement.
To learn more, visit adcb.com/loans.

Wealth Products

ADCB Privilege is committed to preserving and growing your wealth. With this in mind, ADCB has partnered with some of the world’s most renowned investment managers to provide world-class investment and protection solutions to suit your aspirations and risk sensitivity. These include Mutual Funds, Hedge Funds, Structured Products and Insurance Products as well as Shari’ah Compliant offerings. Your Relationship Manager will be happy to share these with you at your convenience or visit adcb.com/wealth.

Refer your friends and family and earn up to 450,000 TouchPoints

Get the chance to earn rewards while building a community of ADCB customers. With our Refer a Friend programme, you can earn up to 450,000 TouchPoints for each successful referral. Whether inviting friends to join ADCB or referring them to apply for new products, you can do it all directly through the ADCB Mobile Banking App and ADCB Personal Internet Banking. Simply share your unique referral code or link and start earning TouchPoints.
For more details, please click here.

Features

Complimentary TouchPoints Platinum Credit Card

  • Receive the ADCB TouchPoints Platinum Credit Card free for the first year.
  • Click here for terms and conditions to continue enjoying the complimentary credit card without fees.

ADCB Traveller card at 50% waiver of annual fees

Elevate your travel experience and earn up to AED 1,500 cashback every month as you explore, dine and shop.
To learn more visit adcb.com/cards.

Complimentary Privilege Mastercard Debit Card

Experience a wide range of benefits and privileges that suit your lifestyle.
Click here for more details on the Privilege Platinum debit card.

Complimentary Life Insurance

  • For extra peace of mind, we provide a complimentary life insurance cover of AED 50,000.
  • For Terms & Conditions, please click here.

Valet Parking at Select Branches

  • Take advantage of valet parking at select branches, making your visits smooth and hassle-free every time.
  • ADCB Head Office 1, Salam Street Branch – Abu Dhabi
  • ADCB Privilege center, Al Bahr Tower – Abu Dhabi
  • ADCB Khalid Bin Waleed Branch – Dubai
  • .

Loans and Over Drafts

Delivering on our promise to develop products and services to suit your needs, we have designed flexible and attractive loan packages to suit your requirement.
To learn more, visit adcb.com/loans.

Wealth Products

ADCB Privilege is committed to preserving and growing your wealth. With this in mind, ADCB has partnered with some of the world’s most renowned investment managers to provide world-class investment and protection solutions to suit your aspirations and risk sensitivity. These include Mutual Funds, Hedge Funds, Structured Products and Insurance Products as well as Shari’ah Compliant offerings. Your Relationship Manager will be happy to share these with you at your convenience or visit adcb.com/wealth.

Refer your friends and family and earn up to 450,000 TouchPoints

Get the chance to earn rewards while building a community of ADCB customers. With our Refer a Friend programme, you can earn up to 450,000 TouchPoints for each successful referral. Whether inviting friends to join ADCB or referring them to apply for new products, you can do it all directly through the ADCB Mobile Banking App and ADCB Personal Internet Banking. Simply share your unique referral code or link and start earning TouchPoints.
To learn more, visit adcb.com/refer.

Eligibility Criteria

Monthly salary transfer
Transfer a net monthly salary of AED 40,000 or more

Monthly total relationship balance*
Maintain a minimum total monthly relationship balance of AED 200,000 or more

*Your relationship balance' is the combined Total Average balance of current account, savings account, call account, fixed deposits and investments at market value.

Membership enrollment to the ADCB Privilege is subject to Terms and Conditions.
If an eligible customer fails to maintain the ADCB Privilege criteria for three consecutive months, then ADCB shall be entitled to cancel the availability of all or some privileges without notice and transition or close the account.
If a ADCB Privilege customers fails to maintain the ADCB Privilege criteria then, the customer will be charged a monthly fee of AED 150 for not maintaining criteria. Click here to access the schedule of Fees and Charges.
The above eligibility criteria is indicative only. ADCB is entitled, at its sole discretion, to approve/decline a customer’s application to subject to ADCB Policies. Terms and conditions apply.