Complimentary TouchPoints Platinum Credit Card for the first year
Unlock a world of possibilities with the TouchPoints Platinum Credit Card.
- Buy one get one free at Vox Cinemas including 2D, 3D, VIP and IMAX, up to four tickets a month
- 20% off Talabat orders up to AED 20 per order for two orders a month
- Unlimited complimentary airport lounge access at 25 regional airports
- Complimentary airport lounge access 3 times per year at over 1,000 airport lounges via Lounge key
- Complimentary golf access
- 1 TouchPoint for every AED 1 spent
- 0% interest on school fee
- Receive 10,000 bonus TouchPoints when you spend AED 10,000 in a month
Click here for terms and conditions to continue enjoying the complimentary credit card without fees.
Click here to discover our complete range of ADCB cards.
Complimentary Privilege Mastercard Debit Card
Experience a wide range of benefits and privileges that suit your lifestyle:
Lifestyle benefits:
- Unlimited complimentary lounge access at 25 regional airports
- Up to 30% discount on airfare and hotel bookings with Cleartrip
- Up to 25% discount at more than 1,500 dining, travel and entertainment outlets
- Get 20% off grocery or food orders twice a month on Talabat
- Enjoy 10% off selected luxury fashion brands with Farfetch
Click here to for more details on the Privilege Club Platinum debit card
Complimentary Life Insurance
ADCB Privilege Club offers every member a complimentary Life Insurance of AED 50,000.
Click here for Terms & Conditions
Refer a friend or family program
- Earn 100,000 TouchPoints when you successfully refer a friend or family to ADCB Privilege Club
- Your friend or family will earn 50,000 TouchPoints upon successful referral
- You can earn rewards for up to 10 successful referrals in a year
Click here for more details
Loans and Overdrafts
Personal Loans
Delivering on our promise to develop products and services to suit your needs, we have designed flexible and attractive loan packages.
Overdraft Facility
ADCB Privilege Club members are eligible for an overdraft facility of AED 10,000.
- Overdraft amount up to three times your salary
- Attractive interest rates
Overdraft against Deposits an overdraft facility specially designed to offer you the liquidity without compromising the returns on your fixed deposits. Your fixed deposits continue to earn interest for you, while you avail finance against them.
- No Overdraft processing fees
- Borrow up to 90% of the deposit amount
- Pay interest only on the amount utilised
Mortgages
As an ADCB Privilege Club member Mortgage facilities from ADCB give you the following advantages:
- Repayment period of up to 25 years - the best in the UAE meaning you pay less each month, so you can afford a bigger property
- Mortgage amount of up to 70% of the property value, so you can get your perfect home now instead of having to wait for your savings to grow
ADCB has also tied-up with selected reputable developers for added speed and efficiency with your mortgage processing.
Mortgage Overdraft
It’s amazing how much of your interest costs you can cut with an ADCB Mortgage Overdraft. The ADCB Mortgage Overdraft is first of its kind in the UAE. You can also enjoy the following benefits:
- Interest levied only when you withdraw
- Withdraw money for any purpose - as and when needed
- Operate your overdraft account as your 'normal current account'
- Up to 65% finance available against your completed residential property
- Maximum tenure of 15 years
Car Loans
We've kept a keen eye on the market to offer you competitive flexible car loans that give you value beyond compare:
- Finance up to 80%
- Insurance Finance option*
- Attractive interest rates
- Tenure up to 60 months
*All Loans and Overdrafts are at the sole discretion of ADCB, subject to the ADCB’s terms and conditions and upon submission of the documentation acceptable to ADCB.
Shari'ah compliant products
- To learn about our Shari'ah compliant products, please click here.
Click here to know more
Investment & Insurance products
Investment services
ADCB Privilege Club is committed to preserving and growing your wealth. With this in mind, ADCB has partnered with some of the world’s most renowned investment managers to provide world-class investment and protection solutions to suit your aspirations and risk sensitivity. These include Mutual Funds, Hedge Funds, Structured Products and Insurance Products as well as Shari’ah Compliant offerings. Your Privilege Club Relationship Manager will be happy to share these with you at your convenience. Learn more
Insurance
Because life can throw unexpected events your way, we have partnered with a number of recognised regional and international insurance companies in order to offer you and your family the best in class available protection packages.
To guide you, ADCB Privilege Club has specialist insurance advisors to help you find the right insurance for you and your family. Learn More