Credit Cards Etihad Guest Above Infinite Credit Card


Rise above the ordinary

Discover the elegance of every day rewards with the Etihad Guest Above Infinite Credit Card.

2,625 AED
Annual fees
3.25 %
Monthly finance charges
Etihad Guest Miles as a welcome bonus

Keep in mind

  • You can earn Etihad Guest Miles for every USD 1 spent.
  • You can earn 25,000 Etihad Guest Miles on your card’s anniversary.

To welcome you onboard, we’ll give you 50,000 Etihad Guest Miles during the first year of membership. You can redeem your Miles for flights and upgrades across a growing list of exciting destinations on the Etihad Airways network and its partners.

This is a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the first year of card issuance.

As a reward for your loyalty, you’ll get 25,000 Etihad Guest Miles on every subsequent anniversary of your membership.

Your Miles will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the subsequent years.

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Above Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world, earn you Etihad Guest Miles:

Purchase category Miles earned rate
Domestic purchases 1.5
International purchases 3
Purchases with Etihad Airways 3
Purchases at Duty free stores and lodging expenses 2.25
Government, education, utilities and supermarket 0.75

Purchases with your Infinite card also entitle you to Tier Miles, which help you progress to the next tier as well as maintaining your current tier status within the Etihad Guest program. 

Earn 1 Etihad Guest Tier Mile for every USD 1 of eligible purchase, both locally and overseas. 

Tier Miles will be awarded subject to a maximum of 50,000 Tier Miles for Infinite cardholders and will be valid for a 12-month period.

Travel & Lifestyle Benefits

Travel with your Etihad Guest Above Visa Infinite Credit Card and enjoy a richer experience than before. As a Infinite Card member, you enjoy unlimited complimentary access to over 900 premium lounges worldwide for self plus 1 Guest per visit*. Access will be available for both primary and supplementary card holder. For the latest updated list of lounges, please visit

*Additional guest(s) access, over and Above the entitlement, will be charged at a flat rate of USD 27 per guest per visit to be charged to the registered card.

Effective 1st October 2019, additional visits or accompanying guests, over and above the entitlement, will be charged at a flat rate of USD 32 per visit.

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:

  • 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
  • 15% discount on Merchandise
  • 10% discount on Food and Beverage
  • Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
  • 0% interest payment plan available on all purchases Above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi

For more information, please click here.

Your Etihad Guest Above Infinite Card enables fast-tracking your tier status to the exclusive Etihad Guest Gold Tier. As an Etihad Guest Above Infinite Card member, you are automatically enrolled in the Etihad Guest Gold Tier when you fulfill either of the following criteria:

  • Accrual of 35,000 Tier Miles through purchases with your Etihad Guest Above Infinite Card within 6 months of card issuance; or
  • Completion of one return flight on Etihad Airways within 6 months of issuance of your Etihad Guest Above Infinite Card.

You will be automatically upgraded to the Etihad Guest Gold Tier within 2 weeks of achieving either of the above mentioned criteria. If you are an existing Etihad Guest Gold Tier member, your membership status will remain unaffected.

Becoming an Etihad Guest Gold Tier member entitles you to an Upgrade Voucher, giving you 50% off on redeeming your Etihad Guest Miles for a one class upgrade on any Etihad Airways flight.

The upgrade voucher will be issued by Etihad Airways after every fifth one-way flight undertaken by you from the date you attain the Etihad Guest Gold Tier status. The Upgrade Voucher will be available electronically on your Etihad Guest account for up to 6 months from the date of issue. You may choose to use this upgrade discount voucher on any Etihad Airways flight.

To learn more on how to redeem Etihad Guest Miles on ticket upgrades, please visit

As a privileged Etihad Guest Above Infinite Card member, you’ll get 4 one-way complimentary airport transfers in a year.

You and up to three members of your family can travel to or from Abu Dhabi International Airport to anywhere in the UAE. A minimum of 48-hour notice prior to your flight departure is required to book your airport transfer(s).

To book your complimentary airport transfers, call ADCB on 600 50 8008.

Tee off in style with your Etihad Guest Above Infinite Credit Card. As a Infinite card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai*, Arabian Ranches Golf Club Dubai**, and Yas Links Golf Club Abu Dhabi.

Just spend AED 5,000 with your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come, first served basis for up to 14 days in advance.

To book tee times, call us on 600 508008.

*Effective 1st August 2019, customers who will book complimentary golf at Meydan Golf club, a charge of AED 31.50 Cart fee will be applicable to all the bookings, if the customer wish to use a golf cart.

**Arabian Ranches Golf Club Dubai will not be available for booking from 1st June 2019- 15th October 2019 due to renovation.

Ride with Careem and enjoy 4 complimentary airport transfers (up to AED 100) when you pay with your ADCB Visa Infinite Credit Card. Use promo code UAEVI. Visit: for more details.

Terms and Conditions:

  • Promo codes are not case sensitive
  • Codes are valid from 1st February to 31st December, 2019
  • Promotion valid only for pick up or drop off at the participating airports in the cardholder issuer’s country
  • Promotion valid only for Visa Infinite Credit cards
  • Promotion not valid for Go (pilot) bookings
  • Discount offered cannot be exchanged for cash or credit.

  • Your Etihad Guest Above Visa Infinite Credit Card provides frictionless access to the finest things in life, no matter where. It offers an extraordinary selection of distinctive travel, dining, shopping and lifestyle opportunities. It gives you complimentary access to a concierge service that exists to satisfy your every whim. Best of all, the service is entirely complimentary, courtesy of Visa International.
  • The Global Concierge Service can help in planning for elaborate vacation itineraries, chartering a yacht or plane, organizing corporate meetings, planning for a special wedding, a birthday dinner, a night out in town, and even sourcing and delivering tickets to sold-out events across the globe. This experience can help create memories to last a lifetime.
  • The Global Concierge Service provides you with a single point of contact to cater to your needs and is available 24 hours a day, all year. The assistance is offered in English, Arabic and Russian. Any payments for the requested services shall be charged to your Etihad Guest Above Visa Infinite Credit Card
  • To reach the Global Concierge Service Desk, call 800 0441 3487 in UAE or visit .

Savour the best of fine dining in the country with dining privileges of 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

For more information please click here.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Use your Etihad Guest Above Credit Card to pay your utility bills (Etisalat, ADDC, DEWA, AADC and SEWA) effortlessly through ADCB Personal Internet Banking or through ADCB Mobile, anytime, anywhere.

Transfer your outstanding balance from your other bank’s Credit Card to your Etihad Guest Above Infinite Card and save with amazingly low interest rates.

Remove the pain of paying back pricey purchases in one go. Split transactions into easy repayment plans of 6, 9, 12, 18 ,or 24 months at low interest rates.

Get cash against your available credit limit. Call us to receive a cheque - delivered to your door - and benefit from a low interest rate with easy repayment plans of 6, 9, 12, 18 ,or 24 months.

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy. Terms and Conditions:

  • Full payment of purchased items must be made with your Visa Infinite card
  • New item purchases only
  • Coverage for a maximum of 365 days from date of purchase
  • Maximum of 48 hours from date of incident to submit a claim
  • Cardholder must report within 24 hours in case of theft

For any claims, you should email with the following information:

  • Cardholder’s name
  • First 9 digits of covered card number
  • Cardholder’s address
  • The policy or section under which the claim applies

This will start the claim process.

For detailed and updated coverage on Purchase Protection and Extended Warranty and how to claim, please click here.

Use your Etihad Guest Above Infinite Card to pay for your travel, and there’s no need to buy travel insurance. Visa Infinite means comprehensive travel insurance for everyone in the family, wherever you travel, business or leisure. This complimentary Multi-Trip Travel Insurance cover protects you and your family for international and local trips for up to 90 days and includes: 

  • Medical emergency evacuation and repatriation service
  • Medical emergency expenses 
  • Personal accident
  • Hospital daily indemnity 
  • Personal liability 
  • Loss of baggage 
  • Loss of money 
  • Cancellation 
  • Travel delay
  • Delayed baggage 
  • Document replacement 
  • Hijack
  • Legal expenses 

For detailed and updated coverage on multi-trip travel insurance, please visit

Your Etihad Guest Above Platinum Card provides you and your immediate family with Medical and Legal Referral assistance, when travelling together on a journey outside your principal country of residence for a duration of up to 90 days. International SOS is a dedicated 24-hour line you can call while aboard for 24-hour for medical and legal and a whole host of services. 

Services include: 

  • Telephone medical advice
  • Medical service provider referral
  • Monitoring of medical condition during and after hospitalisation 
  • Delivery of essential medicine or equipment
  • Dispatch of physician 
  • Guarantee of hospital admittance deposit 
  • Arrangement of emergency medical evacuation 
  • Arrangement of emergency medical repatriation
  • Arrangement of transportation of mortal remains 
  • Arrangement of transportation to join a cardholder 
  • Arrangement of return of children 
  • Inoculation and visa requirement information 
  • Legal referral 
  • Interpreter referral 
  • Lost and stolen card reporting 
  • Customer enquiry service 

For detailed and updated coverage on Medical and Legal Referral Services, call 800 0441 3487 or visit

Credit Shield is an optional insurance plan which covers your card for upto AED 200,000 against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. All available for a nominal charge. 

Click here for the detailed Terms and Conditions.

Your ADCB Etihad Guest Above Infinite Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 8008

Enjoy a world-class customer experience when you bank with us.

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