Credit Cards Etihad Guest Above Platinum Credit Card


Rise above the ordinary

Open a new and exclusive world with the Etihad Guest Above Platinum Credit Card.

1050 AED
Annual fees
3.25 %
Monthly finance charges
Etihad Guest Miles
as a welcome bonus

Keep in mind

  • You can earn Etihad Guest Miles for every USD 1 spent.
  • You can earn 10,000 Etihad Guest Miles on your card’s anniversary.

To welcome you onboard, we’ll give you 25,000 Etihad Guest Miles during the first year of your membership. You can redeem these for flights and upgrades across a growing list of exciting destinations on the Etihad Airways network and its partners.

Your Welcome Bonus Miles are a one-time reward and will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the first year of your membership.

To thank you for your loyalty, we’ll give you 10,000 Etihad Guest Miles on the anniversary of your card membership.

You will receive your Anniversary Bonus Miles every year, which will be credited to your Etihad Guest account within 60 days of payment of the Annual Fee during the subsequent years.

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Above Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world, earn you Etihad Guest Miles:

Purchase category Miles earned rate
Domestic purchases 1
International purchases 2
Purchases with Etihad Airways 2
Purchases at Duty free stores and lodging expenses 1.5
Government, education, utilities and supermarket 0.75

Purchases with your Platinum card also entitle you to earn Tier Miles, which help you reach the next higher tier as well as maintaining your current tier status within the Etihad Guest program.

Earn 1 Etihad Guest Tier Mile for every USD 1 of eligible purchase, both locally and overseas.

Tier Miles will be awarded subject to a maximum of 25,000 Tier Miles for Platinum cardholders and will be valid for a 12-month period.

Travel & Lifestyle Benefits

Travel with your Etihad guest Above Platinum Credit Card and enjoy a richer experience than before.

  • 3 complimentary access at over 1000 airport lounges worldwide for the cardholder via LoungeKey.
  • Access is available to both primary and supplementary cardholders.
  • Prior card registration is not required however, cardholders can still register themselves through creating an account at the following microsites in case they would like to keep track of their visits.
  • For card registration and more information about the available lounges, please click
  • A pre-authorization of USD 3.25 will be required when you present your eligible card at the lounge to validate the card.
  • For additional visits or accompanying guests, over and above the entitlement, an amount of USD 27 per visit will be charged directly to your payment card. **

**Effective 1st October 2019, additional visits or accompanying guests, over and above the entitlement, will be charged at a flat rate of USD 32 per visit

For more information about ADCB Global Lounge Access, please click here.

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:

  • 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
  • 15% discount on Merchandise
  • 10% discount on Food and Beverage
  • Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
  • 0% interest payment plan available on all purchases Above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi

For more information, please click here.

Your Etihad Guest Above Platinum Card enables fast-tracking your tier status to the exclusive Etihad Guest Silver Tier. As an Etihad Guest Above Platinum Card member, you get automatically enrolled in the Etihad Guest Silver Tier when you fulfill either of the following criteria:

  • Accrual of 18,000 Tier Miles through purchases with your Etihad Guest Above Platinum Card within 6 months of card issuance; or
  • Completion of two return flights on Etihad Airways within 6 months of issuance of your Etihad Guest Above Platinum Card. 

You will be automatically upgraded to the Etihad Guest Silver Tier within 2 weeks of achieving either of the above mentioned criteria. If you are an existing Etihad Guest Silver Tier member, your membership status will remain unaffected.

When you become an Etihad Guest Silver Tier member, you will be eligible for an Upgrade Voucher, which entitles you to an incredible 50% off on redeeming your Etihad Guest Miles for a one class upgrade on any Etihad Airways flight.

The upgrade voucher will be issued by Etihad Airways after every fifth oneway flight undertaken by you from the date you attain the Etihad Guest Silver Tier status. The Upgrade Voucher will be available electronically on your Etihad Guest account for up to six months from the date of issue. You may choose to use this upgrade discount voucher on any Etihad Airways flight.

To learn more on how to redeem Etihad Guest Miles on ticket upgrades, please visit

As a privileged Etihad Guest Above Platinum Card member, you’ll get 2 one-way complimentary airport transfers in a year.

You and up to three members of your family can travel to or from Abu Dhabi International Airport to anywhere in the UAE. A minimum of 48-hour notice prior to your flight departure is required to book your airport transfer(s).

To book your complimentary airport transfers, call ADCB on 600 50 8008.

Tee off in style with your Etihad Guest Above Platinum Credit Card. As a Platinum card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai*, Arabian Ranches Golf Club Dubai**, and Yas Links Golf Club Abu Dhabi.

Just spend AED 5,000 with your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come, first served basis for up to 14 days in advance.

To book tee times, call us on 600 508008.

*Effective 1st August 2019, customers who will book complimentary golf at Meydan Golf club, a charge of AED 31.50 Cart fee will be applicable to all the bookings, if the customer wish to use a golf cart.

**Arabian Ranches Golf Club Dubai will not be available for booking from 1st June 2019- 15th October 2019 due to renovation.

Savour the best of fine dining in the country with dining privileges of 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

For more information please click here.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

You can use your Etihad Guest Above Credit Card to pay your utility bills (Etisalat, ADDC, AADC, DEWA and SEWA) effortlessly through ADCB Personal Internet Banking or through ADCB Mobile, anytime, anywhere.

Transfer your outstanding balance from your other bank’s Credit Card to your Etihad Guest Above Platinum Card and save with amazingly low interest rates

Remove the pain of paying back pricey purchases in one go. Split transactions into easy repayment plans of 6, 9, 12, 18, or 24 months at low interest rates.

Get cash against your available credit limit. Call us to receive a cheque - delivered to your door - and benefit from a low interest rate with easy repayment plans of 6, 9, 12, 18 ,or 24 months.

Use your Etihad Guest Above Platinum Card on purchases anywhere in the world and enjoy free protection for 90 days. You also enjoy automatic extension of up to 24 months of retailer’s or manufacturer’s warranty on qualified items. Cover for card members include:

  • Cover up to USD 1,500 per item, USD 5,000 per incident and USD 20,000 per year maximum
  • An excess of USD 50 is applicable to each and every claim 
  • Loss or damage must occur within 90 days of purchase

For detailed and updated coverage on Purchase Protection and Extended Warranty and how to claim, please click here.

Your Etihad Guest Above Platinum Card provides you and your immediate family with Medical and Legal Referral assistance, when travelling together on a journey outside your principal country of residence for a duration of up to 90 days. International SOS is a dedicated 24-hour line you can call while aboard for 24-hour for medical and legal and a whole host of services. 

Services include:

  • Telephone medical advice 
  • Medical service provider referral 
  • Monitoring of medical condition during and after hospitalisation 
  • Delivery of essential medicine or equipment 
  • Dispatch of physician 
  • Guarantee of hospital admittance deposit 
  • Arrangement of emergency medical evacuation 
  • Arrangement of emergency medical repatriation
  • Arrangement of transportation of mortal remains 
  • Arrangement of transportation to join a cardholder
  • Arrangement of return of children 
  • Inoculation and visa requirement information 
  • Legal referral 
  • Interpreter referral
  • Lost and stolen card reporting 
  • Customer enquiry service

For detailed and updated coverage on Medical and Legal Referral Services, call 800 0441 3487 or visit

Family Protector Plus is an optional affordable life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses. All that for as little as 50 Fils per day.

Credit Shield is an optional insurance plan which covers your card for up to AED 200,000 against any emergencies such as critical illness, natural death, permanent or total disablement and involuntary loss of employment. All available for a nominal charge.

Click here for the detailed Terms and Conditions.

Your ADCB Etihad Guest Above Platinum Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 8008

Enjoy a world-class customer experience when you bank with us.

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Call our 24-hour contact centre on 600 50 2030.

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SMS 'CARD' to 2626 from your registered mobile number.

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