Credit Cards Etihad Guest Above Classic Credit Card


Rise above the ordinary

Welcome to the exclusive world of the Etihad Guest Above Classic Card, where your membership entitles you to Rise Above. Get ready to enjoy benefits and privileges that will complement your lifestyle and make your shopping experience truly rewarding.

Annual fees
for Classic card holders.
241.50 AED
Late payment fees
If minimum payment due is not paid on due date.
3.15 %
Cash advance fee
Or AED 105, whichever is higher.

Keep in mind

  • A fee is applicable if the account drops below the minimum balance required.
  • Offer limited to 6 bookings per card in a calendar year and capped at 9 passenger tickets per booking.
Key benefits

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Above Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world - earns you Etihad Guest Miles:

  • Earn 0.33 Etihad Guest Mile for every USD 1 spent with your Classic Card.
  • Purchases in the category of supermarkets, government services, utilities and education will earn 0.33 Etihad Guest Miles per USD 1 for Etihad Classic Cards.

Ferrari World and Yas WaterWorld 

Exclusive Benefits at Abu Dhabi's two largest theme parks 

  • 15% discount on entry tickets and annual passes 
  • 15% discount on merchandise 
  • 10% discount on food and beverages 
  • 0% instalment payment plan available on all purchases above AED 500 made at Ferrari World and Yas Waterworld, Abu Dhabi 
  • Priority queues at park ticket counters 
  • Complimentary tickets upgrade to the next premium 


You can use your Etihad Guest Above Credit Card to pay your utility bills (Etisalat, ADDC, DEWA and SEWA) effortlessly through ADCB Personal Internet Banking or through Mobile Banking, anytime, anywhere.

Transfer your outstanding balance from your bank account at any bank to your Etihad Guest Above Credit Card and save with amazingly low interest rates.

Experience zero stress when paying back high value purchases. Split transactions into easy repayment plans of 6, 9, 12, 18 ,or 24 months at low interest rates.

Get cash against your available credit limit. Call us to receive a cheque delivered to your doorstep and benefit from a low interest rate with easy repayment plans of 6, 9, 12, 18 ,or 24 months.

Credit Shield is an optional insurance plan which covers your card for up to AED 200,000 against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. All available for a nominal charge. 

Click here for the detailed Terms and Conditions.

Family Protector Plus is an optional affordable life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses. All that for as little as 50 Fils per day.

Terms and conditions

For detailed terms and conditions on each of the features and benefits provided on your Etihad Guest Above Credit Card, please refer to the enclosed terms and conditions.

All terms and conditions are subject to change without prior notice. All offers are made available on a best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

Our partners

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'OFFSHORE' to 2626 from your registered mobile number.

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We will be happy to receive you in any of our branches.

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