Credit Cards Etihad Guest Above Gold Credit Card


Rise above the ordinary

You’ll find a range of great benefits await when you join the elite world of Etihad Guest Above Gold Credit Card.

Annual fees
For Gold card holders.
3.25 %
Monthly finance charges
Etihad Guest Miles
For every USD 1 spent

Keep in mind

  • You can earn 0.75 Etihad Guest Miles for every USD 1 spent.
  • Cash withdrawal will not earn you Etihad Guest Miles.

Indulge yourself in a world of rewards. Your everyday expenses with the Etihad Guest Above Credit Card - whether it’s shopping, dining, entertainment or travel expenses anywhere in the world, earn you Etihad Guest Miles:

Purchase category Miles earned rate
Domestic purchases 0.75
International purchases 0.75
Purchases with Etihad Airways 0.75
Purchases at Duty free stores and lodging expenses 0.75
Government, education and utilities 0.33

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:

  • 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
  • 15% discount on Merchandise
  • 10% discount on Food and Beverage
  • Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
  • 0% interest payment plan available on all purchases Above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi

For more information, please click here.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'


Use your Etihad Guest Above Credit Card to pay your utility bills (Etisalat, ADDC, DEWA and SEWA) effortlessly through ADCB Personal Internet Banking or through ADCB Mobile, anytime, anywhere.

Transfer your outstanding balance from your bank account at any bank to your Etihad Guest Above Credit Card and save with amazingly low interest rates.

Ease the pain of having to pay back those pricey purchases in one go. Split transactions into easy repayment plans of 6, 9, 12, 18 ,or 24 months at low interest rates.

Get cash against your available credit limit. Call us to receive a cheque delivered to your doorstep and benefit from a low interest rate with easy repayment plans of 6, 9, 12, 18 ,or 24 month.

Credit Shield is an optional insurance plan which covers your card for up to AED 200,000 against any emergencies such as critical illness, natural death, permanent or total disability and Involuntary loss of employment. All available for a nominal charge.

Click here for the detailed Terms and Conditions.

Family Protector Plus is an optional life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses - all for as little as 50 Fils per day.

Your ADCB Etihad Guest Above Gold Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 8008

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
Enter Valid Customer Id
Enter Valid Name
Enter Valid Email
Please introduce a valid phone
Select your emirate
Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain
Please fill the captcha

Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'MyChoice' to 2626

Visit us

Visit us

We will be happy to receive you in any of our branches or Excellency centres.

Welcome to ADCB’s new website. You can switch to the classic view at any time.
Switch to classic Close

Branches & ATMs