Credit Cards Purchasing Credit Card


Flexible, simple and secure

This card is ideal for every business purchases, such as stationary and utility bill payments, as well as for IT equipment.

50 Up to
interest-free repayment period
Cash access allowed
263 AED
Smart Data enrollment fee
only once per card

Keep in mind

  • A fee is applicable if the account drops below the minimum balance required.
  • If the statement due amount cannot be settled on the due date, the late payment fees and charges would apply and the cards could get blocked in 30 days.
Key benefits

Now when you travel across the Middle East with your card, you can enjoy:

  • 20% off three times a month
  • Your first ride free (for new Careem customers only)

Hundreds of complimentary offers throughout Middle East & Africa across dining, cafés, entertainment, attractions and spas. Download the Mastercard Buy 1 Get 1 App.

A global collection of 77 Cities, available to customers across 43 countries.

Priceless Cities offer a unique collection of over 2,000 experiences and offers especially curated for our cardholders and stimulating them to use their Mastercard cards abroad. Visit for more information.



Smart Data is an online platform that is designed to meet your company's card monitoring and reporting needs. It will provide the details of card transactions (dates, amount, merchant, currency etc) on a daily basis so that you'll have MIS reports, identifying cost-saving opportunities, without waiting for the monthly statements.

  • Daily, weekly, monthly or Ad-Hoc reports with desired date ranges
  • Access to be provided to the company staff (more than one user possible)
  • Access global spending information, spending patterns, types of merchants, expense categories and business units
  • Detailed cardholder spending activity tracked and reported including transaction information
  • Integration with existing ERP and/or expense management systems of your company for streamlined accounting process

For more information, please speak to your ADCB Cash Sales and Relationship Managers.

  • Enjoy up to 50 days interest-free repayment period.
  • Eliminate paperwork and receipt reconciliation.
  • ATM access for cash advances of up to 60% of the permitted limit.

  • Individual credit limits for each card issued.
  • Individual credit limits for each company within your group.
  • Increase or decrease individual card limits.
  • Monitor all transactions online.

  • Cardholders receive itemized monthly statements.
  • Your company receives a summary statement.
  • Apply for as many cards as you need.
  • Consolidated billing means one direct debit payment for all monthly transactions.

  • Advanced Chip & PIN security, with convenient ‘tap and go’ Pay Pass facility.
  • Corporate Liability Waiver*

Protects the company against unauthorised use of card by its employees, up to a maximum annual amount of USD 25,000 per Cardholder and USD 1,600,000 per company.

Terms and conditions

Click here to view the terms and conditions.

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
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Other ways to apply

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

Apply through SMS

SMS 'CARD' to 2626 from your registered mobile number.

Visit us

Visit us

We will be happy to receive you in any of our branches.

Branches & ATMs