Credit Cards TouchPoints Infinite Credit Card with My Choice


A world of infinite possibilities

Available only to Excellency customers, enjoy exclusive services, superior benefits and the ability to choose how you earn and spend rewards to suit your lifestyle.

Annual fees
3.25 %
Monthly finance charges
15 Up to
TouchPoints for every AED 1 retail spend

Keep in mind

  • Enjoy a free movie ticket when you buy one with your ADCB TouchPoints Infinite Credit Card at VOX Cinemas.
  • Complimentary Golf access
  • Up to 25% discount on fine dining

With MyChoice, you get to choose the rewards that fit your life. Enjoy the freedom of choosing how you want to earn and spend your rewards while continuing to earn TouchPoints. Choose one category or choose them all, the choice is yours.

Choice of Reward Categories Bonus TouchPoints for category purchases Maximum TouchPoints reward per month per enrolled category
Supermarket 5 points / 1 AED 20,000
Fuel 7 points / 1 AED 20,000
Telecom bill payments through bank channels 5 points / 1 AED 20,000
Utility bill payments through bank channels 15 points / 1 AED 20,000
Duty Free (domestic international) 15 points / 1 AED 20,000
How does MyChoice work?

To enjoy the MyChoice bonus rewards, simply make total purchases worth AED 2,500 every month for each of the enrolled categories. Please note that your total purchases include your purchases within the chosen category as well as all other purchases during the month.

For example, if you enroll for Supermarket and Telecom reward categories, you will be required to make total overall purchases on the card worth AED 5,000 or more to be eligible for the bonus rewards. The bonus rewards will be applied to the purchases within the selected reward category.

What’s more, purchases with your TouchPoints Infinite Credit Card will still earn rewards at 1.5 TouchPoints for every AED 1 worth of eligible purchase.

How do I enroll for MyChoice?

To select your rewards category, simply login to Personal Internet Banking or call our 24/7 Contact Centre at 600 50 2004. Please note that all preferences registered until 10th of the month will be applicable for the current month while those made later will be applicable from the next month onwards.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. For more information on TouchPoints, please visit

Travel & Life Style benefits

Travel with your TouchPoints Infinite Credit Card and enjoy a richer experience than before. As a Infinite Card member, you enjoy unlimited complimentary access to over 900 premium lounges worldwide for self plus 1 Guest per visit*. Access will be available for both primary and supplementary card holder. For the latest updated list of lounges, please visit

Lounge access does not need prior registration

*Additional guest(s) access, over and above the entitlement, will be charged at a flat rate of USD 27 per guest per visit to be charged to the registered card.

Enjoy a free movie ticket when you buy one with your ADCB TouchPoints Infinite Credit Card!

Feature valid on 2D, 3D and IMAX movie ticket purchases made with your ADCB TouchPoints Infinite Credit Card through the VOX Cinemas website or the VOX Cinemas Mobile App. Simply sign up as a member at to avail this offer!

Infinite Credit Card Benefits

  • Up to four free tickets per month, per card.
  • No minimum monthly purchases required to be eligible for this offer.

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:

  • 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
  • 15% discount on Merchandise
  • 10% discount on Food and Beverage
  • Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
  • 0% interest payment plan available on all purchases above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi

For more information, please click here.

Tee off in style with your TouchPoints Infinite Credit Card. As a Infinite card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai* and Yas Links Golf Club Abu Dhabi.

Just spend AED 5,000 on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come first serve basis for up to 14 days in advance. To book tee times, call us toll free on 600 50 2004.

*Arabian Ranches Golf Club Dubai will not be available for booking from 1st June 2019- 15th October 2019 due to renovation.

Your TouchPoints Infinite Card provides frictionless access to the finest things in life, no matter where. It offers an extraordinary selection of distinctive travel, dining, shopping and lifestyle opportunities. It gives you complimentary access to a concierge service that exists to satisfy your every whim. Best of all, the service is entirely complimentary, courtesy of Visa International.

The Global Concierge Service can help in planning for elaborate vacation itineraries, chartering a yacht or plane, organizing corporate meetings, planning for a special wedding, a birthday dinner, a night out in town, and even sourcing and delivering tickets to sold-out events across the globe. This experience can help create memories to last a lifetime.

The Global Concierge Service provides you with a single point of contact to cater to your needs and is available 24 hours a day, all year. The assistance is offered in English, Arabic and Russian. Any payments for the requested services shall be charged to your TouchPoints Infinite Card.

To reach the Global Concierge Service Desk, call 800 0441 3487 in UAE or visit.

Ride with Careem and enjoy 4 complimentary airport transfers (up to AED 100) when you pay with your ADCB Visa Infinite Credit Card. Use promo code UAEVI. Visit: for more details.

Terms and Conditions:

  • Promo codes are not case sensitive
  • Codes are valid from 1st February to 31st December, 2019
  • Promotion valid only for pick up or drop off at the participating airports in the cardholder issuer’s country
  • Promotion valid only for Visa Infinite Credit cards
  • Promotion not valid for Go (pilot) bookings
  • Discount offered cannot be exchanged for cash or credit.

Savour the best of fine dining in the country with dining privileges of 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

For more information please click here.

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Your Touchpoint Infinite Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school & college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

  • Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
  • Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
  • Through any of our branches and Cash Deposit Machines
  • You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses and ENOC / EPPCO locations.

Get cash against your available credit limit transferred into your account within three working days and benefit from a low interest rate with easy repayment installments of up to 24 months.

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy. Terms and Conditions:

  • Full payment of purchased items must be made with your Visa Infinite card
  • New item purchases only
  • Coverage for a maximum of 365 days from date of purchase
  • Maximum of 48 hours from date of incident to submit a claim
  • Cardholder must report within 24 hours in case of theft

For any claims, you should email with the following information:

  • Cardholder’s name
  • First 9 digits of covered card number
  • Cardholder’s address
  • The policy or section under which the claim applies

This will start the claim process.

For detailed and updated coverage on Purchase Protection and Extended Warranty and how to claim, please click here.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Experience zero stress when paying back high value purchases. Split transactions into easy 0% Interest Payment Plans of up to 24 months at low interest rates.

Also, when you shop with our retail partners, you can pay back in installments at 0% interest.

Credit Shield is an optional insurance plan which covers your card for up to AED 200,000 against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. All available for a nominal charge.

Click here for the detailed Terms and Conditions.

  • Use your TouchPoints Infinite Card to pay for your travel, and there’s no need to buy travel insurance. Visa Infinite means comprehensive travel insurance for everyone in the family, wherever you travel, business or leisure. This complimentary Multi-Trip Travel Insurance cover protects you and your family for international and local trips for up to 90 days and includes:
  • Medical emergency evacuation and repatriation service
  • Medical emergency expenses
  • Personal accident
  • Personal liability
  • Loss of baggage
  • Loss of money
  • Cancellation
  • Travel delay
  • Delayed baggage
  • Document replacement
  • Hijack
  • Legal expenses

For detailed and updated coverage on multi-trip travel insurance, please visit

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 2030.

Enjoy world-class and a superior customer experience when you bank with us.

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Other ways to apply

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Call our 24-hour contact centre on 600 50 2030.

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SMS 'CARD' to 2626 from your registered mobile number.

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