Credit Cards TouchPoints Platinum Credit Card with MyChoice


A card built on choice

Building your own rewards allows you to maximize the TouchPoints you earn based on how you spend your money. You have the flexibility to choose from the available variants which include Platinum, Titanium, Gold and Classic cards.

as welcome bonus
3.25 %
Monthly finance charge
15 Up to
for AED 1 spend

Keep in mind

  • You will receive 60,000 TouchPoints as welcome bonus 60 days after paying the annual membership fee.
  • There is no minimum monthly spend required to enjoy the buy one get one free Vox Cinema offer.

With MyChoice, you get to choose the rewards that fit your life. Enjoy the freedom of choosing how you want to earn and spend your rewards while continuing to earn TouchPoints. Choose one category or choose them all, the choice is yours.

Choice of Reward Categories Bonus TouchPoints for category purchases Maximum TouchPoints reward per month per enrolled category
Supermarket 5 points / 1 AED 20,000
Fuel 7 points / 1 AED 20,000
Telecom bill payments through bank channels 5 points / 1 AED 20,000
Utility bill payments through bank channels 15 points / 1 AED 20,000
Duty Free (domestic international) 15 points / 1 AED 20,000
How does MyChoice work?

To enjoy the MyChoice bonus rewards, simply make total purchases worth AED 2,500 every month for each of the enrolled categories. Please note that your total purchases include your purchases within the chosen category as well as all other purchases during the month.

For example, if you enroll for Supermarket and Telecom reward categories, you will be required to make total overall purchases on the card worth AED 5,000 or more to be eligible for the bonus rewards. The bonus rewards will be applied to the purchases within the selected reward category.

What’s more, purchases with your TouchPoints Platinum Credit Card will still earn rewards at 1 TouchPoint for every AED 1 worth of eligible purchase.

How do I enroll for MyChoice?

To select your rewards category, simply login to Personal Internet Banking or call our 24/7 Contact Centre at 600 50 2004. Please note that all preferences registered until 10th of the month will be applicable for the current month while those made later will be applicable from the next month onwards.

What can you do with your TouchPoints?

You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more. For more information on TouchPoints, please visit

Travel & Life Style benefits

Travel with your TouchPoints Platinum MasterCard Credit Card and enjoy a richer experience than before. As a Platinum MasterCard cardholder you will enjoy Unlimited, complimentary access for you* to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.
For more information, please click here
Additionally, as a Platinum Card holder, you will recieve :

  • 3 complimentary access at over 900 airport lounges worldwide for the cardholder via Lounge Key.
  • Access is available to both primary and supplemantary cardholders.
  • Lounge access requires prior online card registration. Supplementary cards required to be registered separately.
  • If you are holding more than one ADCB TouchPoints Platinum Card or ADCB Islamic Platinum Cards, please register each of your cards, including supplementary and replaced cards.
  • A pre-authorization of US $ 3.25 will be taken at the time you present your eligible card at the lounge to check validity of your card, which will be reversed subsequently.

For online primary and supplementary card registration and the latest updated list of lounges visit:

*Additional guest(s) access, over and above the entitlement, will be charged at a flat rate of USD 27 per guest per visit to be charged to the registered card. 

For more information about ADCB Global Lounge Access, please click here.

Enjoy a free movie ticket when you buy one with your ADCB TouchPoints Platinum Credit Card!

Feature valid on 2D, 3D and IMAX movie ticket purchases made with your ADCB TouchPoints Platinum Credit Card through the VOX Cinemas website or the VOX Cinemas Mobile App. Simply sign up as a member at to avail this offer!

Platinum Credit Card Benefits

  • Up to two free tickets per month, per card.
  • No minimum monthly purchases required to be eligible for this offer.

Your exclusive benefits at Ferrari World, Yas Waterworld and Warner Bros. World Abu Dhabi include:

  • 15% discount on General Admission Tickets and annual passes purchased at the park ticketing counters
  • 15% discount on Merchandise
  • 10% discount on Food and Beverage
  • Complimentary Quick Pass worth AED 150 for priority access to rides and attractions
  • 0% interest payment plan available on all purchases above AED 500 made at Ferrari World , Yas Waterworld, Abu Dhabi and Warner Brothers Abu Dhabi

For more information, please click here.

Tee off in style with your TouchPoints Infinite Credit Card. As a Platinum card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai* and Yas Links Golf Club Abu Dhabi.

Just spend AED 5,000 on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and available on a first come first serve basis for up to 14 days in advance. To book tee times, call us toll free on 600 5 02004.

*Arabian Ranches Golf Club Dubai will not be available for booking from 1st June 2019- 15th October 2019 due to renovation.

Savour the best of fine dining in the country with dining privileges of 25% off at the finest selection of upmarket restaurants and eateries in the UAE. 

For more information please click here

Card Control

Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.

  • Set daily spend limits
  • Set monthly spend limits
  • Block all transactions
  • Block online transactions
  • Block in-store transactions
  • Block foreign transactions
  • Block ATM cash withdrawals

  • Login to the ADCB Mobile App
  • Click on ‘My Accounts’ and then ‘Credit Cards’
  • If you have more than one card, select the credit card you would like to control
  • Scroll down and click on 'Card Control Settings'

Other Benefits

Your ADCB TouchPoints Platinum Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.

Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school & college fee payments, Salik and credit card payments and redeem TouchPoints wherever you are.

ADCB gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry the balance forward to the next billing cycle. You can make payments for your card’s outstanding amount through any of our convenient channels:

  • Personal Internet Banking: Click on the “Credit Card Payment” option under the “Credit Card” menu
  • Mobile Banking App: Select which Credit you wish to make payment for and choose “Manage your Credit Cards” tab
  • Through any of our branches and Cash Deposit Machines
  • You can also set-up Auto Debit instructions to make payments from your ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit the nearest ADCB branch.

Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations, such as exchange houses and ENOC / EPPCO locations.

Get cash against your available credit limit transferred into your account within three working days and benefit from a low interest rate with easy repayment instalments of up to 24 months.

Available within 90 days of card registration. Plus, have the flexibility to repay in up to 24 months.

Experience zero stress when paying back high-value purchases. Split transactions into easy 0% Interest Payment Plans of up to 24 months at low interest rates.

Or shop with our retail partners and pay back in installments at 0% interest.

An optional insurance plan which covers your card outstanding for up to AED 200,000 against any untoward incidents like Critical Illness, Natural Death, Permanent Total Disability, Involuntary Loss of Employment at a nominal charge. Click here for detailed Terms and Conditions.

Fees and charges

For detailed fees and charges please click here.

Terms and conditions

For detailed and most updated terms and conditions on each of the features and benefits provided on your Credit Card as featured in this section, please click here. For Credit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please call ADCB on 600 50 2030

Enjoy world-class and a superior customer experience when you bank with us.

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Other ways to apply

Contact centre

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Call our 24-hour contact centre on 600 50 2030.

Apply through SMS

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SMS 'CARD' to 2626 from your registered mobile number.

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