Home Loans Mortgage Loan Against Property Income


Get a cash loan against your property's income

At ADCB, we help you achieve your ambitions and offer you a unique mortgage facility against the income of your residential property.

4.75 %
Interest rate
Up to 14.25% depending on the loan amount.
80% Up to
of the property value.
for every AED 1,000 of loan amount.

Keep in mind

  • A fee is applicable if the account drops below the minimum balance required.
  • Offer limited to 6 bookings per card in a calendar year and capped at 9 passenger tickets per booking.
Key features & benefits

  • Competitive variable rates linked to EIBOR (the UAE Dirham Interbank Offered Rate for UAE Dirhams as determined by the Bank from time to time)
  • Repayment period up to 17 years
  • Considers income from rentals only to calculate the loan amount


How your TouchPoints are awarded:

  • 200 TouchPoints will be earned for every AED 1,000 of loan amount, upto a maximum of 500,000 TouchPoints.

Terms & conditions

ADCB loans will be made available at the sole discretion of ADCB, subject to ADCB's terms and conditions and upon submission of documentation acceptable to ADCB. Terms and conditions apply. To view the full Consumer Banking terms and conditions, click here.

Our partners

Enjoy world-class and a superior customer experience when you bank with us.

In order to deliver the service you need we’d like to know more about you, so please complete this form and a member of our team will contact you personally.
  • We guarantee a response in 24 hours
  • Get in touch during opening hours (8am to 3pm from Sunday to Thursday and 8am to 1pm on Saturday). Alternatively, visit one of our mall branches between 10am to 10pm
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Other ways to apply

Contact center

Contact center

call our 24-hour contact centre on 600 50 2030

Apply through SMS

Apply through SMS

SMS 'LARI' to 2626 from your registered mobile number

Visit us

Visit us

We will be happy to receive you in any of our branches.

Branches & ATMs