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Debit Cards ADCB Private World Elite Debit Card


We cordially invite you to carry the ADCB Private World Elite Debit Card

This exclusive card offers you a host of unrivalled VIP privileges and top-of-the-line features and benefits.
Top Benefits

  • Exclusive for Private clients
  • Unlimited Free supplementary Debit Cards linked to your Current or Savings account
  • Unlimited free ATM transactions in UAE
  • 4 free ATM transactions per month in Arab Gulf Cooperation Countries


Enjoy free ATM transactions at non-ADCB ATMs in the UAE through the UAE Switch network and up to 4 ATM transactions per month in the GCC through the GCC Net network.

Travel should always feel like a pleasure. And, with the Private World Elite Debit Card it does. By presenting your Private World Elite Debit Card at participating lounges, you receive:

  • Unlimited, complimentary access for you and one accompanying guest (per visit) to over 1100 LoungeKey, Marhaba, and CAC lounges in more than 450 cities in over 135 countries worldwide. Click here for an updated list of lounges.
  • Access to business facilities - email, internet, phones, fax machines, and conference space in some lounges

For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let our World Elite Mastercard Concierge take care of everything for you while you make the most of your time. A team of exceptional concierge professionals are prepared to help you create extraordinary experiences or help you plan your perfect vacation — from reserving the chef's table for a special anniversary to lining up a celebrity guest for a party. And, they can even assist you with tasks like purchasing event tickets, making dinner reservations, securing a limousine, finding a babysitter and much more. All this is provided to you at your fingertips - just one call away.

Please call the World Elite Mastercard Concierge Desk on 800 044 40426 (in the UAE) or +1 312 843 5336 (outside the UAE) to book your service.

Book any roundtrip, international airfare or hotel using your Private World Elite Debit Card and enjoy discounts on your travel booking.

Simply click here to book your trip, enter promo code MASTERCARD and pay with your Private World Elite Debit Card.

Enjoy exclusive discounts at select dining, travel and entertainment outlets with your ADCB Private World Elite Debit Card.

Download the ADCB Offers App from the App Store or Google Play store and find real-time offers and unmatched deals right where you are. You can access exclusive deals on dining, entertainment, travel and electronics directly on your smartphone.

Access handpicked experiences and offers in cities around the world, visit for further details and a list of inspirational experiences.

Our DISCOVERY Titanium level Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.Call the World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE) to enrol in DISCOVERY and get upgraded to Titanium Black membership. To learn more, click here.

Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more. Click here to enroll in Gold Plus Rewards and get upgraded to President’s Circle status.

With Avis, you’ll receive discounts on all rentals in addition to a free upgrade and 10% off premium chauffeur services. Click here to make a reservation.

Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant. To learn more, Click here 

Other Mastercard Offers*

  • World Elite Mastercard cardholders get access to curated dining benefits through Priceless Arabia. For more details visit Priceless Arabia.
  • Call the 24/7 World Elite Mastercard Concierge* on Toll Free 800 0444 0426 (within the UAE) or +1 312 843 5336 to take advantage of numerous privileges including the above.

For complete list of exclusive Mastercard Lifestyle Offers visit Mastercard’s World Elite.

We’ve got your purchases covered. Buy with confidence thanks to our range of protection benefits

  • Travel Accident Insurance*
    Get complimentary travel accident insurance of up to USD 500,000. Learn more.
  • Travel Inconvenience Insurance*
    Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone. Whether your luggage goes amiss or flight delays interrupt your plans, Private World Elite Debit Card can compensate. Learn more.
  • Rental Collision and Loss Damage Waiver*
    Enjoy rental vehicle collision cover and loss damage waiver of up to USD 50,000. Learn more.
  • Other Protection Services*
    For further details on Protection Services please visit Mastercard World Elite.

TouchPoints Rewards

Embark on a rewarding journey with Private World Elite Debit Card. Earn TouchPoints rewards on all retail purchases within and outside the UAE. You will earn 0.75 TouchPoints for every retail purchase of AED 1 or equivalent in foreign currency within and outside UAE.

You can redeem your TouchPoints rewards for vouchers and use them at any of the Merchant Partner outlets. For more information, click here.

Click here to access our merchant partner outlets where you can redeem your TouchPoints instantly.

Etihad Guest Miles Emirates Skywards Miles Merchant Partners
14 TouchPoints = 1 Mile 18 TouchPoints = 1 Mile Instant redemption at 1,500+ locations

Terms and Conditions

*Services offered and supported by Mastercard are subject to Terms and Conditions and may change without prior notice. Learn more about a host of other benefits & latest updates at Mastercard World Elite.

ADCB Terms and Conditions apply. For detailed and most updated terms and conditions on each of the features and benefits provided on your Debit Card as featured in this section, please click here. For Debit card general terms and conditions please click here. All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers. For more information, please contact our 24-hour contact centre on 600 50 2322.

Charges and Fees

Please refer to the Schedule of Fees.

Interested? Request a callback.

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Get in Touch

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2322

Apply through SMS

Apply through SMS

SMS 'PRIVATE' to 2626.

Visit us

Visit us

We will be happy to welcome you at our exclusive Private Centers