Value Plus Current Account


You work hard for your money. Wouldn’t it be great to make it work for you?

ValuePlus Current Account makes sure it does, by rewarding you every time you make a transaction. With this unique offering, you’re able to earn special incentives such as cashback on your spending, lifestyle and insurance benefits, and lounge access at several regional airports.

It’s our way of saying thank you for chosing us as your financial home, our way of applauding good financial habits, and our way of making your life that much easier.

Available in AED only.

Main Features

  • Free online and telephone banking.
  • Free unlimited teller transactions.
  • Free utility bill payment online and telephone banking.
  • One free outward remittance (SWIFT) per month.
  • One free demand draft or pay order per month.
  • One free setting up of standing instructions at no cost.
  • One free Direct Debit Authority per year.
  • Two free personalised cheque books per year max 50 leaf.
  • A free MasterCard Platinum Debit Card and up to 4 supplementary MasterCard Platinum Debit Cards.
  • 1% cashback up to a maximum of AED 200 per month on all point of sale paypoint transactions with the MasterCard Platinum Debit Card T&C apply.
  • 50% discount up to a maximum of AED 30 per month on movie tickets each month, purchased with your MasterCard Platinum Debit Card.
  • One free airport pickup or drop-off per year within UAE on air tickets booked using our card.
  • Access to our partner's chauffeur service for airport pickup or drop-off in a luxury car.
  • Free life insurance of AED 100,000 in case of death or permanent total disability due to an accident or sickness*.

Airport Lounge Access

Gain access to airport lounges at these airports:

UAE Egypt Jordan Kuwait Saudi Arabia
Abu Dhabi Cairo Amman Kuwaiti City Dammam
Dubai Jeddah

Fees and tariffs

Annual charges Nil
Account opening fees Nil
Closing fees AED 105 within one year thereafter free
Initial deposit amount AED 3,000
Balance requirement monthly average balance of AED 40,000
Minimum balance maintenance charges AED 105
VAT Fees & Charges are in line with UAE central Bank policies and inclusive of VAT (Value Added Tax)


Aplicants must be UAE resident.


Please refer to the FAQs for more information.

Terms & Conditions

Terms & Conditions Apply.

*We facilitate this insurance through our insurance partner and are not liable in any way in case of a dispute.

Interest rates are subject to change without prior notice.

Value Plus Current Account Terms & Conditions

To know more

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.



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