Debit Cards Titanium Debit Card



If you lead a busy life, convenience is not a luxury - it’s a necessity. Why carry cash around when you don’t have to? As an accountholder, you automatically get your own Debit Card, which means you get to be cash-light. Simply use your card to make your purchases at stores, restaurants, hotels, petrol stations in the UAE and internationally, and for those times where you do need cash, you can easily withdraw from an ATM located near you.

Now you can enjoy greater flexibility and convenience in your everyday life. It’s so easy with your Debit Card.

Main Features

  • Unlimited airport lounge access in GCC.
  • 20% off on Careem rides.
  • Hundreds of buy 1 get 1 offers on hotels , dining, spas, leisure & entertainment in Middle East & Africa.
  • Advanced Chip & PIN technology for the highest levels of security.
  • Free online and mobile banking.
  • Free SMS notifications & e-statements, so you can track all your transactions.
  • 24/7 access to our Call Centre.

Unlimited complimentary airport lounge access

Unlimited complimentary airport lounge access to 10+ lounges in GCC for primary and supplementary cardholders. Click here to check available lounges at your destination.

20% discount on Careem rides

Book a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride.

Now when you travel across countries in the Middle East with Titanium Debit Card, you can enjoy:

  • Your first ride free (for new Careem customers only).
  • Two 20% discounted rides, monthly.

Download the Careem app from the iOS or Google Play app store. To enjoy your first Careem ride free, simply add your Titanium Debit Card and enter promo code MC1RIDE when booking. To enable the 20% discount please enter promo code MASTERCARD.

Terms & Conditions apply. Click here for more details.

Buy 1 Get 1 offers

Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants. Click here for more details.

Fees and Tariffs

Issuance fee: Nil
Issuing supplementary Debit Card: AED 26.25
Card replacement fee: AED 26.25
Replacing secret pin code: AED 26.25
Using ATM: Nil
Fees for using other bank ATMs: AED 2.1% per transaction
Fees for using an ATM outside the UAE: 2.1% with minimum AED 21 per transaction
Processing fee for foreign currency transaction added to the foreign exchange rate for POS & ATM: 2%*
Copy of sales slip: AED 26.25

Fees inclusive of applicable VAT charges.

* Excluding payment association fees.

All charges are subject to change.


Applicants must be:

Existing accountholders.

Terms & conditions

Terms & conditions apply. The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

To know more

Contact centre

Contact centre

Call our 24-hour contact centre on 600 50 2030.



To learn more about ADCB products & services

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