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All products and services are approved by the Fatwa & Sharia Supervisory Board .

Islamic Profit rates charges

Product / Slabs
Profit Rate Range
Profit rate on Personal Finance (p.a.)
from AED 0 - AED 50k4.75% - 14.25%
from AED 51K - AED 100K4.75% - 14.25%
from AED 101K - AED 200K4.75% - 14.25%
above AED 200K4.75% - 14.25%
Profit Rate on Smart Finance (p.a.) No Salary Transfer required
from AED 0 - AED 50k16.99 % - 19.5 %
from AED 51K - AED 100K16.99 % - 19.5 %
from AED 101K - AED 200K16.99 % - 19.5 %
above AED 200K16.99 % - 19.5 %
*Profit rate on Auto Finance (p.a.)
from AED 0 - AED 50k2.49% - 5.75% (Flat p.a)
from AED 51K - AED 100K2.49% - 5.75% (Flat p.a)
from AED 101K - AED 200K2.49% - 5.75% (Flat p.a)
above AED 200K2.49% - 5.75% (Flat p.a)

*Auto Finance: Reducing Balance Profit Rate Range 4.57% - 10.68% (p.a)
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