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Business Platinum Credit Card

Business Platinum Credit Card

ADCB Business Platinum Credit Card – A must have for every business.

Engineered with Chip & PIN technology, ADCB Business Platinum Credit Card offers you a smart and secure alternative to cheques and cash for your day-to-day financial transactions. Besides giving you that much needed credit line to run your business, it also simplifies accounting & administration and saves money on regular business expenses.

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  • Features and Benefits

    • Cashback Rewards

    Earn 1% cashback on all your business purchases with your ADCB Business Platinum Card, anytime, anywhere in the world.

    • Travel Rewards

    Whenever you and your employees travel abroad for work, the ADCB Business Platinum Credit Card gives complimentary VIP lounge access at airports across the region no matter which airline or class you fly.


    Dubai International Airport (DXB), Marhaba Lounges at Terminal 1, 2, 3 (Concourse A and B) and Terminal 4 at Dubai World Central (DWC),

    Abu Dhabi International Airport, Al Reem Lounge (Terminal 1)


    Cairo International Airport, VIP Lounges at Terminal 1 and 3


    Queen Alia International Airport Amman, Crown Lounge


    Kuwait International Airport, Pearl Lounge

    • More to Savour

    Savour the best of fine fining in the country with dining privileges of up to 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

    • Business Savers

    Paying with your ADCB Business Credit Card for regular business expenses like travel, stationary, printing, furniture, fit outs can generate valuable business savings with specially negotiated deals (up to 30% off) with vendors linked with your business with “Business Saver” vouchers along with your card.

    • Business Recognition

    Place your business in an exclusive league and open up a whole new world of possibilities for your business. The ADCB Business Platinum Credit Card bears your company’s name, which gives your business that extra mileage.

    • Business Control

    Stay in control when you receive SMS based transaction alerts on all purchases made with your ADCB Business Platinum Credit Card and those by your nominated employees. You can assign separate credit limits for each of your nominated staff as part of overall credit limit. With our award winning ADCB Mobile App and ADCB Internet Banking, you have 24x7 access and control over your Business Card account.

    • Improved cash flows & simplified accounting

    Enjoy improved cash flows with an interest free credit period of up to 55 days from your date of purchase with a flexibility to extend repayments by repaying as little as 5% of the total outstanding amount or AED 100, whichever is higher. Our consolidated monthly statements help you track your purchases made by the authorized cardholders in your company easily. It saves your Accounting Department considerable time and effort in reimbursing expenses and monitoring costs

    • Insurance Coverage for Complete Peace of Mind

    Corporate Liability Waiver (CLW) insurance protects you and your company against unauthorized use of the ADCB Business Platinum Credit Card by the employees. Terms and Conditions apply for details click here
    Fraud Insurance provides protection against fraudulent account activity – for unauthorized charges on their lost/stolen cards or for charges that the cardholder did not approve while the card is in their possession. *Terms and Conditions apply. For details click here

    • Installment Payment Plan

    It allows you to convert any of your high value business purchases into easy installments, payable over an extendable period of time. So, you don’t get unduly worried over large payments that need to be paid out immediately. With our growing list of Zero Interest Installment Plan merchants, your ADCB Business Card can help you repay business expenses in installments with no interest cost to you.

    • Balance Transfer

    Transfer your current balances on other credit cards to the ADCB Business Platinum Credit Card at a low interest rate, and save immensely on your interest payments.

    • Credit Card Loan

    You have the flexibility of ordering fund transfer against your credit card limit. Simply call us and the money will be transferred to your account within 3 working days. Benefit from low interest rates and repay in easy instalments of up to 24 months.

  • Business savings from your ADCB Business Platinum Credit Card

     Business Expenses                                      Annual Savings 
     Cashback earned from company expenses worth AED 15,000 every month AED 1,800
     Complimentary airport lounge visits (2 visits per month) @ AED 100 per visit AED 2,400
     Travel discounts (up to 10% off on select travel agencies) ~ AED 10,000 worth of airline tickets purchase AED 1,000
     Dining discounts (up to 25% off on partner restaurants) ~ AED 1,500 dining expense each month AED 4,500
     Interest savings from purchases converted to installment plans at Zero Interest Installment Plan merchants AED 1,000
     Exclusive discount offers on stationary, office equipment, printing, car rental, courier etc. (~ 10% discount on spend ~ value of AED 5,000 per month) AED 6,000
     Total Business Savings generated in a year AED 16,700

    *The figures reflected in the table are for illustrative purposes only.

3 Simple Ways To Apply

Call 800 2030

Alternatively, visit one of our ADCB branches, or call our 24-hour Contact Centre on 800 2030 for more information.

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Call - 600 50 2030 (Within UAE)

+971 2 6210090 (Outside UAE)

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