Personal Banking
Private Banking
Welcome to ADCB Private - a new era of private banking, with a commitment to deliver proven expertise and international sophistication.
Excellency
ADCB Excellency is a comprehensive wealth management proposition that allows you to take full advantage of the many opportunities wealth affords. Prosper, Preserve and Enjoy!
Privilege Club
Being a member of ADCB Privilege Club comes with exclusive everyday experiences - like being assigned your very own personal banker or having special pricing on our products and services to name a few.
Aspire
Enjoy a seamless banking experience with ADCB Aspire, with optimally designed products and services supported by an extensive network of Branches and ATMs across the UAE.
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Accounts
ADCB brings you a variety of accounts designed to meet your specific needs.
Loans and Mortgages
ADCB’s Loans and Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs.
Cards
Enjoy a rewarding experience while you shop with ADCB Cards. Pick a card that meets your needs from our comprehensive suite of Debit & Credit Cards.
Offshore
With ADCB Offshore Banking, you can protect your estate and explore optimal savings solution globally. Your money will be held in Jersey - one of the leading offshore financial centres in the world.
Brokerage Services
With ADCB Securities, you have access to fully integrated brokerage services in the UAE.
Investment & Protection
ADCB provides a wide range of savings, investment and insurance solutions that will complement your financial needs.
Asset Management
NRI Services
ADCB and Axis Bank are proud to bring you a comprehensive range of Non Resident Indian (NRI) Banking Services in the UAE.
Education
Banking on Education is our tailored solution designed to enable and facilitate education- the foundation for success and achieving career goals.
Service Guarantee
You trust us with your life’s earnings and ambitions. Naturally, our services must match up to your trust.
Documentation, Interest Rates, Fees and charges
Documentation and Other Criteria
| Documents | Income Documents |
| Minimum Income | AED 5,000
|
| Valid Passport and Visa Page |  |
| Latest Salary certificate or Carbonized Pay slip | |
| Bank Statements (Lastest 3 months) | |
| Post dated cheques | |
| One undated security cheque | |
| Trade License copy |  |
Interest Rates
| Interest Rates | 10% - 26%* |
*Reducing rate of interest
Fees and Charges
| Details | Rate/Charges |
| Processing Fees – Salaried | 1% of principal loan amount (Min AED500) |
| Credit Life Insurance | 0.75% of principal loan amount |
Disclaimer:
Smart Loan facility is offered at the sole discretion of ADCB and is subject to standard ADCB Terms & Conditions.
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