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Home Saver Faq

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Questions

  1. What is Home Saver Mortgage Loan?

  2. How will I know if I am eligible for a Home Saver Mortgage Loan?

  3. What is a Home Saver Linked Account?

  4. What is the difference between a regular Current Account and a Home Saver Linked account?

  5. Can I make deposits and withdrawals from my Home Saver Linked Account?

  6. Is there a Minimum Balance required on the Home Saver Linked Account?

  7. I already have an existing current account with ADCB, do I still need to open another current account as my Home Saver Linked Account?

  8. I already have an existing mortgage loan from ADCB; can I convert it to a Mortgage Home Saver Loan?

  9. What will be the interest rate that gets generated on my Home Saver Linked Account, and will it ever change?

  10. Can I opt for multiple Home Saver Mortgages?

  11. Will the interest rate on my Home Saver Linked Benefit Account ever stop accruing?

  12. What happens if I have more money in my Home Saver Linked Benefit Account than the principle outstanding on my Mortgage Home Saver Loan?

  13. How will the Accrued Interest be applied?

  14. Can I have more than one Home Saver Linked Benefit Account linked to a Home Saver Mortgage Loan or can I have one Home Saver Linked Benefit Account linked to more than one Home Saver Mortgage Loan?

  15. What are the different types of mortgage products that I can take under Home Saver Mortgage Loan?

  16. How can I track the interest that is getting accrued on my Home Saver Benefit Linked Account?

  17. Can you show me an example of how the mortgage home saver loan compares to standard mortgage loan and how does it benefit me in terms of interest cost and reduction in effective tenor*?

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