Mortgage Services FAQs
Questions
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Who can apply for an ADCB Mortgage?
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What is the minimum income required per month to take a Mortgage Loan from ADCB?
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Do I need to be an existing ADCB account holder or customer to apply for a Mortgage?
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How do I apply for an ADCB Mortgage?
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What is the maximum and minimum Mortgage Loan amount that I can take?
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I own multiple properties; can I take Mortgage Finance for each one of them or is there any restriction on the number of properties that I can Mortgage from ADCB?
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What is the applicable interest rate?
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Is it mandatory to take a life and property insurance to take a Mortgage Loan from ADCB?
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I have an existing life insurance policy. Do I still need to take a policy from the bank?
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Am I allowed to partially or fully settle my loan at any time?
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Do I have to transfer my salary or business income to ADCB to take an ADCB Mortgage Loan?
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What is the maximum number of years I can take a Mortgage for?
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Can I take an ADCB Mortgage Loan against any property in the UAE?
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How is the interest calculated on my Mortgage Loan?
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When do I start making my monthly repayments?
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How can I request details of my existing loan (i.e. outstanding loan amount, current rate of interest applied, and current monthly instalment calculation)?
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Can I defer my Mortgage Loan repayment?
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What if I am no longer a UAE resident, but I am still holding an ADCB Mortgage Loan; will the terms of my loan change or will I need to settle my loan?
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Can I reschedule my existing Mortgage Loan?
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What is the procedure for loan settlement?
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Which all properties and projects in the UAE approved for Mortgage Financing by ADCB?
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