Who is a 'Dropper'

'Dropper' is a person who provides their bank accounts, cards, e-wallets, or IINs for the receipt, cashing, or transfer of criminally obtained funds. Droppers are often unaware that they are aiding fraudsters. They are used as 'financial intermediaries' to launder money obtained through phishing, credit card schemes, fake online stores, or telephone fraud.

How to get involved in Droppering

• Offering a 'part-time job' or 'collaboration,' scammers ask you to apply for a card, open an e-wallet, and sometimes even install a special app;

• Under the guise of a legitimate business, scammers promise a small reward for transferring or withdrawing funds;

• Students, the unemployed, and the elderly are especially vulnerable. Their lack of experience and desire for a 'quick buck' make them prime targets for scammers.

Criminal Liability

• Sharing access to a payment card, account, or digital keys: fine, restriction of liberty, or imprisonment for up to 5 years with confiscation of property.

• Participating in unauthorized transfers: up to 7 years in prison.

How to Protect Yourself

• Do not share payment cards or disclose payment card details (number, expiration date, CVV/CVC, PIN, passwords, and one-time codes) to anyone.

• Do not open accounts or get loans at the request of others, even close acquaintances.

• Do not trust promises of 'easy money.'

• Do not install apps or provide personal information at the request of strangers, even if they claim to be bank employees or the police.

• Stop communication at the slightest suspicion and report it to the police.

• Set limits and notifications in mobile banking.