ADCB Group 2020 Highlights & Awards
Financial Highlights
Operating Profit before impairment allowances
(at par YoY)
Operating Expenses
(-14% YoY)
CASA deposits
(+25% YoY)
Cost to income ratio1
(2019: 37.0%)
Capital Adequacy Ratio
(2019: 16.30%)
Liquidity Coverage Ratio
(2019: 127.3%)
Recommended dividend per share2
1 Excluding integration-related costs
2 Subject to approval by shareholders at the Annual General Meeting
Strategic Highlights
1,482
Emiratis employed
11 months
Accelerated timeframe for integration completion
AED 8.9 bn
Full allocation of TESS with a cumulative total of AED 11 bn
2020 Awards
Payments — ADCB Mobile Token
Global Finance
Best Trade Finance Bank in UAE
GTR — MENA Country Awards 2020
World’s Best Bank for Commodity Finance
Global Finance
Best Homepage
Webby Honoree in Websites Category, The Webby Awards
ADCB TouchPoints Loyalty Programme
Gulf Customer Experience Silver Awards
Cash Management – Virtual Accounts Phase 2 API Integration
Global Finance
UAE Domestic Trade Finance Bank of the Year
Asian Banking and Finance Magazine
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